Finding a car to buy on finance for less than £400 isn't too difficult, with loads of cheap leasing deals available now. With a budget that stretches near to the £400 mark, however, you can get hold of some very desirable cars from top premium manufacturers.
For those wanting to save a lot of money on their commute there's the excellent new BMW i3 electric car, and for those who want to cruise effortlessly on the motorway there's the three big German models: the Mercedes E-Class, BMW 5 Series and Audi A5 (plus, the A6 can also be had for under £400 a month if you shop around).
All the deals are Personal Contract Purchase (PCP) schemes (excluding the BMW i3) – so you’ll pay a deposit (unless otherwise stated) and a number of monthly payments. When the contract comes to an end you’ll have the option of paying a final lump sum to take ownership of the car, using the car’s remaining value to trade-in for a new model, or you can hand back the car keys and part ways.
You’ll find our list of top cars for £400 or less to the left. Or you can follow the links below to find the best deals in other price brackets: