Lexus RX 450h

We’ve broken through the £500-per-month budget here, but many drivers will be able to recoup the extra by taking advantage of hybrid tax breaks. Lexus’ RX 450h costs considerably less to run than many of its rivals thanks to its petrol/electric benefits, allowing motorists to cash in on its green credentials.

Put down a £16,416.75 deposit and follow it up with 35 monthly instalments of £522.60, and you will then have the option to hand back your Lexus or pay the final £19,226.30 and hold on to it. With a reliability record that’s second to none, there’s no reason not to keep your RX for longer than three years.