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Insurers to pay out over riots

Burnt-out cars will be covered by insurers – but only if they’re fully comp

Insurers to pay out over riots

15th August 2011

Cars damaged in last week’s UK riots will be covered, according to the Association of British Insurers (ABI) – but only if owners have fully comprehensive policies. 

An AA spokesman told us: “If you’ve got third-party only, you’ve lost your car.” He added that those with fire and theft cover should see their claims met, but only if the vehicle was set alight. “If it was just wrecked, you won’t be covered,” he said.

Even so, motorists could still be protected under the 1886 Riot Act. It states that the police are obliged to compensate people who have property damaged or stolen during civil disturbances – although this will only extend to vehicles if they are on private property. “If the car was on your driveway or in your garage, it should be covered by this,” said the AA spokesman. “But you’ll need to make a claim within 14 days. If it was on the street, you won’t be covered.”

London, Birmingham and Manchester were among the cities engulfed by riots last week. The ABI estimates the damage will cost the insurance industry “tens of millions of pounds”.

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3 Comments

Good for Car Manufacturers Profits

Car manufacturers will be able to dump their stagnent stocks boosting their profits.

By Contax on 16 August, 2011, 6:49pm

Insurance

My insurance this year has gone up by 100%, god only knows what will happen next year? it's getting to a point where it is not affordable to drive. I have a decent job and i am still struggling, what about those who are on a lower income? More and more people will risk it by not having insurance i reckon.

By f1moh on 18 August, 2011, 9:15am

rip off

with new police laws insurance company's have us over a barrel and can charge what they want... it's not the insurance who will pay out it's the motorist.. whatever it costs them they will claim it back from us x 2.. My insurance went up 75% this year.. so I left my current insurer and shopped about for a better deal and ended up paying 20% more but with a better policy and less excess...

By liverpool on 21 August, 2011, 1:52pm

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