Long gone are the days when you could perform an emergency roadside repair with a stick of chewing gum and a pair of tights. Break down in a modern vehicle, and chances are anything more serious than a puncture will require some professional help.

Being able to make a phone call and know that assistance is on its way is reassuring – but picking cover is no longer a simple case of choosing between the traditional big guns, the AA or RAC. In recent years, many more providers have entered the market – including supermarket giant Tesco – all of them offering drivers peace of mind for an annual premium.

It’s a hugely competitive market, and it can be a confusing process finding the right cover for you.