Watchdog: Driver foots the bill after tyres mix-up

Driver foots the bill after tyres mix-up
21 Nov, 2012 10:00am Chris Ebbs

Reader had done 3,000 miles before realising his tyres had wrong load index

Buying new tyres can be confusing, but fitting the wrong ones for your car can have serious consequences.

When Darren Craven decided to get some new rear tyres for his BMW, he was offered Dunlops at first, before the retailer suggested a cheaper Goodyear alternative. Darren, from Cleckheaton, W Yorks, opted for the cheaper option, but claims at no point was he told the tyres were different.

After three months and 3,000 miles, he noticed the Goodyears had worn heavily. “I saw the wear and thought they could be faulty,” said Darren. “Then I looked at them closely and realised the load index was much lower than my previous tyres’.”

The load index is the amount of weight the tyres can take, and it’s usually listed on a plaque on the inside of a car’s door. The original tyres on Darren’s BMW had a load index of 95Y, but the new ones were 87Y. Darren went back to his local fitter, Alba Tyres, to get them changed, but it wanted him to pay for a new pair in full.

A Goodyear spokeswoman told us: “These tyres shouldn’t have been fitted to this car, full stop. Having a lower load index to what the manufacturer recommends can invalidate your insurance.” There are also safety implications, affecting handling and stopping distances, and this could also void the car’s warranty.

However, a spokeswoman for the AA told us the garage had not broken the law. She said: “The garage should check what tyre the car requires and has a responsibility to ensure this is correct, but there are no specific tyre regulations.”

Motor Codes agreed with this, although it said the customer should also ensure they know what tyres they need and check that these are put on the car.

Alba Tyres claims Darren did know the tyres were different, as it was on his invoice. However, it doesn’t have a copy with Darren’s signature to back up its claims.

In the end, the garage relented and fitted the Dunlops it offered originally. All Darren had to pay was the £96 difference in price.

Darren's case: At a glance

The problem 
Darren was told the tyres he bought were correct for his car. But 3,000 miles in, he realised the load index was wrong, invalidating his insurance.

Fitter's response 
Alba Tyres claims Darren knew the tyres’ load index as it was on his invoice, but the company didn’t get him to sign it. It did change them for a small fee.

Legal advice 
Nothing in the law states that retailers have to ensure they sell tyres which fit the load rating of their customers’ cars, so when buying new tyres, it’s up to you to make sure they’re suitable.

Our verdict 
Alba Tyres wasn’t legally obliged to sell Darren the right tyres, but we think it had a moral obligation. The wrong tyre could put a customer’s life at risk, and it’s vital businesses put safety before a sale.

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Would be interesting to know what the plate on his car states are the axle limits.

I can't believe that not knowing which tyre to fit to your BMW,and taking 3,000 miles to find out,was the tyre fitters fault?,never thought to check with BMW?......

Always check that what these people propose to fit are right, you can't trust them!! Also check if directional or semi directional and they are fitted correctly, I had a friend where directionals had been fitted incorrectly.
Tyre dealers answer it dosen't make any difference and refused to change them, got them changed elsewhere for small charge.
Never trust anyone.

In my opinion having 87Y tyres instead of 95Y tyres, provided they are both within tyre axle weight limits, (although the model of BMW is not mentioned 87Y weight limit is 545kg per wheel & 95Y limit is 690kg) should not affect warranty or insurance.

Only difference would be the 87Y tyre will be a softer compound and therefore may wear more quickly, especially on a rear drive car. Of course this is offset by the 87Y's being much cheaper.

When I look for tyres my preference is comfort and low road noise. So I choose a softer compound tyre every time.

As for tyre dealers in general they seem to know nothing about much tyres except about pushing you to the ones they have in stock, whether it be suitable for your individual requirements or not.

1 Don't use this place again.

2 Always follow the manufacturers recommendations. Their professional engineers have spent 1000's of hours determining the best tyres for your car.

3 Fit Winter tyres in the Winter.

4 Tyres are the only thing contacting the road, don't take risks.

I went to get winter tyres fitted to my car. The dealer said I shouldn't bother with a full set, just to buy 2 for the front, driving wheels! This is dangerous and probably illegal advice and contrary to British Tyre Association - there should be a legal obligation for retailer to ensure the correct rating etc. tyre is fitted. Anything different from that should be noted on an invoice, to then pass on all liability to driver. The driver, of course will always be liable for the legality of the tyres on the car being driven. Big grey area is with company cars, rental cars, pool cars etc. The tyre retailer should be the expert and they should have accountability.

I'm surprised that the garage doesn't have a legal obligation - surely the "fit for purpose" rule applies as with all retail sales. If they say the tyres are "fit for that purpose" and they are not then I would have thought under trading standards laws the retailer would have been liable, or do trading standards laws not cover car tyres?