Volkswagen Polo

Volkswagen is willing to contribute £1,000 to your deposit if you buy a three-door 1.2 Polo Match Edition on a Solutions PCP deal. You’ll still need to pay a £2,112.95 deposit, but you’ll get behind the wheel of a brand new Polo for £145 per month. The optional final payment is £5,065.34.

It comes with 15-inch alloy wheels, air-con, front fog lights, radio/CD player with aux-in socket, rear tinted windows and a Sensor pack with cruise control. It will do 51 mpg and is one of the most capable superminis on the market, with a beautifully crafted interior, decent driving dynamics and a practical cabin.