Best new car deals 2016

1 Aug, 2016 3:00pm

All the best new car deals in the UK right now, with finance offers and list price savings on the best cars on sale today

New car sales are still on the up in the UK, thanks in part to the growing number of new car deals and finance offers that the majority of manufacturers are now offering. With so many available deals, it can be hard to choose the one that's right for you though, so to help we've picked out some of the best new car deals of 2016.

Owning a new car has plenty of benfits, from providing lower running costs and better fuel economy to a cheaper tax bill thanks to reduced CO2 emissions. Plus many car manufacturers now have PCP packages offering 0% APR interest rates, or with offers with a deposit from zero to just a couple of hundred pounds.

Car finance deals explained

The sheer amount of new car deals on offer can be a little overwhelming, but that’s where we can help. We’ve complied a list of the all the top finance deals on offer at the moment, from superminis to SUVs and family cars to executives, there’s something for all tastes and budgets on many of the finest models around. Our picks aren’t just the best deals out there, but the best deals on the best cars. We’ve focused our attention on models that performed particularly well in our 2016 Driver Power survey and our 2016 New Car Awards.

Best leasing deals 2016

Although the car deals go through regular updates through the manufacturers and car brokers, the numbers below give you a clear idea of what you can expect to pay for each model. Always be prepared to haggle – as there’s usually a little room for manoeuvre on the prices quoted. We’ve also provided an 'aim-to-pay' price courtesy of buyacar.co.uk. This should be used as a guide when negotiating with a salesman.

So read on below for our round up of all the best new car deals available right now.

Also, don't forget to read our list of the cheapest cars to insure and our round-up of the best car leasing deals.

Best city car deals

Renault ZOE deals

Thanks to the £4,500 plug-in grant and a £6,000 deposit contribution, you can drive away Renault’s ZOE for £90 a month with a £1,499 deposit. Even with the £55 monthly battery rental on top, this stylish electric hatch adds up if its 100-mile range is enough.

Model: Renault ZOE Dynamique Nav
Monthly payments: £90
List price: £20,045*
Deposit: £1,499 
APR: 3.84%
No. of payments: 25
Final payment: £6,200
Deposit contribution: £6,000
Extras: None
Total paid by customer: £16,108 

* Excludes Government grant 

Hyundai i10 deals

For a time, the i10 was our top city car. SE trim brings air-con and cruise control, and it remains a sensible price. With this PCP, that cost is made more sensible still by a £1,080 discount and a £500 deposit contribution. Your own deposit opens the door to a monthly payment of £113. 

Model: Hyundai i10 1.0 SE
Monthly payments: £113
List price: £10,075
Deposit: £1,749 
APR: 6.9%
No. of payments: 36
Final payment: £3,780
Deposit contribution: £500
Extras: £1,080 discount
Total paid by customer: £10,088

Skoda Citigo deals

Skoda’s PCP offer on the mature Citigo looks unbeatable. There’s only a £500 deposit contribution on the high-spec Colour Edition, but zero per cent finance and strong residuals mean the car is yours for £592 down and £119 a month, with a limit of 10,000 miles a year. 

Model: Skoda Citigo 3dr Colour Edition 60PS
Monthly payments: £119
List price: £9,990
Deposit: £592 
APR: 0%
No. of payments: 42
Final payment: £4,019
Deposit contribution: £500
Extras: None
Total paid by customer: £9,990

Best supermini deals 

Dacia Sandero deals

If you’re in the market for budget family transport, the Dacia Sandero is worth a look. We say ‘budget’, but Ambiance Prime trim brings power windows and a radio. This PCP is calculated on a £650 deposit contribution. Add £972 of your own and the car costs £94 a month. There’s a five-year extended warranty, too.

Model: Dacia Sandero 1.2 16V 75 Ambiance Prime
Monthly payments: £94
List price: £7,295
Deposit: £972 
APR: 7.9%
No. of payments: 48
Final payment: £2,446
Deposit contribution: £650
Extras: 5yr extended warranty
Total paid by customer: £8,582

Skoda Fabia deals 

Skoda’s appetite for tempting deals continues with the well equipped Fabia Colour Edition. The zero per cent finance offer and £500 deposit contribution mean you can be in this Fabia for just £155 per month with a deposit of only £1,395.

Model: Skoda Fabia 1.0 MPI 75 Colour Edition
Monthly payments: £155
List price: £13,510
Deposit: £1,395 
APR: 0%
No. of payments: 42
Final payment: £5,260
Deposit contribution: £500
Extras: None
Total paid by customer: £13,510

Mazda 2 deals 

The Mazda 2 is a strong supermini. This 89bhp 1.5 petrol engine is our pick for its blend of power and economy, while SE-L Nav trim brings alloys and sat-nav. Mazda offers a £750 deposit contribution and zero per cent finance, so a customer deposit of £2,235 secures the 2 for £199 a month.

Model: Mazda 2 1.5 SkyActiv-G SE-L Nav
Monthly payments: £199
List price: £15,155
Deposit: £2,235 
APR: 0%
No. of payments: 36
Final payment: £5,007
Deposit contribution: £750
Extras: None
Total paid by customer: £15,155

Renault Clio deals

The Renault Clio is one of the prettiest superminis, and this 0.9-litre turbo petrol model is efficient, too. Dynamique S Nav trim gets kit including sat-nav. To all this, Renault’s PCP deal adds a generous £2,000 deposit contribution. Put down £1,219, and the Renault ducks under £210 per month. 

Model: Renault Clio TCe 90 Dynamique S Nav
Monthly payments: £208
List price: £15,675
Deposit: £1,219 
APR: 3.99%
No. of payments: 36
Final payment: £5,844
Deposit contribution: £2,000
Extras: None
Total paid by customer: £16,790 

Best deals on small SUVs

Skoda Yeti deals

Tough, practical, good to drive, and in four-wheel-drive Outdoor trim, ready to roam, the Skoda Yeti is a strong compact SUV contender. When powered by the 1.2-litre petrol engine, it’s refined and fairly economical as well. Skoda has sweetened its PCP deal with a £1,000 deposit contribution and zero per cent finance. As a result, a £2,037 deposit secures the car for £199 per month. The annual mileage allowance is a realistic 10,000 miles, too. 

Model: Skoda Yeti Outdoor SE 1.2 TSI 110PS
Monthly payments: £199
List price: £18,935
Deposit: £2,037 
APR: 0%
No. of payments: 41
Final payment: £7,739
Deposit contribution: £1,000
Extras: None
Total paid by customer: £18,935

Kia Soul deals 

With its boxy styling, the Kia Soul tends to divide opinion, but it makes the car both roomy and practical. If you love it, you’ll also love this deal. The diesel is our pick, while Connect Plus spec has a sat-nav system and premium audio set-up. In this package, Kia brings a total of £2,000 to the table, which is why, with your deposit and even on a 10,000-mile-a-year deal, you end up paying just £206 a month.

Model: Kia Soul 1.6 CRDI Connect Plus
Monthly payments: £206
List price: £17,700
Deposit: £3,650 
APR: 4.9%
No. of payments: 36
Final payment: £5,971
Deposit contribution: £1,000
Extras: £1,000 test drive saving
Total paid by customer: £18,040

Dacia Duster deals 

Even without Dacia’s token £750 deposit contribution, the deal on the bargain Duster SUV looks incredibly tempting. This top-spec Prestige model comes with the kit that families expect, such as air-conditioning and sat-nav, and it still costs less than £15,000. The diesel is the pick of the engine line-up, too. Put down a mere £1,146 and you’ll pay just £214 per month. 

Model: Dacia Duster 1.5 dCi 4x2 Prestige
Monthly payments: £214
List price: £14,495
Deposit: £1,416 
APR: 7.9%
No. of payments: 48
Final payment: £4,773
Deposit contribution: £750
Extras: 5yr extended warranty, cheap servicing
Total paid by customer: £17,212

Mazda CX-3 deals

Mazda’s run of strong form continues with the CX-3. SE-L Nav trim is our pick for its air-con, sat-nav, parking sensors and touchscreen display. This PCP deal puts one on your driveway for £2,471 down and £269 per month. Mazda’s £1,500 contribution helps, as does the low-rate finance. 

Model: Mazda CX-3 2.0 SE-L Nav
Monthly payments: £269
List price: £20,265
Deposit: £2,471 
APR: 3.9%
No. of payments: 36
Final payment: £8,056
Deposit contribution: £1,500
Extras: None
Total paid by customer: £21,711

Renault Kadjar deals

A £1,760 deposit and £279 a month seems a good deal for the attractive, fine-driving Kadjar. Renault’s £1,250 deposit contribution helps, as does 3.99 per cent APR. The catch is the 6,000-mile allowance, although you can up this by paying a bit more.

Model: Renault Kadjar Dynamique Nav dCi 110
Monthly payments: £279
List price: £22,095
Deposit: £1,760 
APR: 3.99%
No. of payments: 37
Final payment: £10,597
Deposit contribution: £1,250
Extras: None
Total paid by customer: £23,899 

Best family hatchback deals 

Honda Civic deals 

Zero per cent finance and five years’ reduced-price servicing (which will be of greater value if you choose to buy the car at the end of the three-year term of the deal) are the highlights of this PCP package on the Honda Civic. Your money buys a well equipped family hatch with distinctive styling, while Sport trim adds larger alloys, a rear spoiler and a sporty mesh grille. However, if you want more space, Honda is offering a £2,000 deposit on the Tourer estate version.

Model: Honda Civic 1.4 i-VTEC Sport
Monthly payments: £189
List price: £18,360
Deposit: £3,767 
APR: 0%
No. of payments: 36
Final payment: £7,789
Deposit contribution: £0
Extras: Optional 5yrs’ servicing
Total paid by customer: £18,360

Volkswagen Golf deals

Buyers choose the Volkswagen Golf for its quality and refinement. Match trim is the one to go for since it has a sat-nav as well as active cruise control. It’s a good car, and with VW’s £2,000 deposit contribution and subsidised servicing, it’s a good deal, too.

Model: Volkswagen Golf 1.4 TSI 125PS Match 3dr
Monthly payments: £199
List price: £20,690
Deposit: £4,265 
APR: 5.4%
No. of payments: 47
Final payment: £7,703
Deposit contribution: £2,000
Extras: Two services for £149
Total paid by customer: £23,331 

Skoda Octavia deals 

Skoda means business with its Octavia PCP deal. It’s offering a £1,000 deposit and zero per cent finance on the roomy, efficient, well equipped family car, in tandem with a £2,218 customer deposit. This cuts monthly outlay to £225, with a limit of 10,000 miles per year.

Model: Skoda Octavia 5dr SE 1.4 TSI 150PS
Monthly payments: £225
List price: £19,215
Deposit: £2,218
APR: 0%
No. of payments: 41
Final payment: £6,772
Deposit contribution: £1,000
Extras: None
Total paid by customer: £19,215

SEAT Leon deals 

The SEAT Leon is the ideal combination of good looks and five-door practicality, while the 1.4-litre petrol engine in the model highlighted here is smooth, powerful and reasonably economical. On top of all that, the FR + Technology Pack brings sports suspension and special alloys. So, things are looking good, and they get better still with SEAT’s generous £2,500 deposit contribution. Put down an extra £2,299 of your own and monthly payments come to just £229.  

Model: SEAT Leon 1.4 150PS FR + Technology Pack
Monthly payments: £229
List price: £20,775
Deposit: £2,299 
APR: 4.9%
No. of payments: 47
Final payment: £7,452
Deposit contribution: £2,500
Extras: None
Total paid by customer: £20,524 

Kia Cee’d deals

Kia’s Cee’d is one of our favourite hatches; in well equipped ‘2’ trim it has alloy wheels and cruise control. It’s powered by an eager yet efficient 1.0-litre turbo. Have a test drive and the brand will cut the price by £1,000, plus contribute £1,500 to your deposit. 

Model: Kia Cee’d 1.0 2 5dr
Monthly payments: £234
List price: £17,945
Deposit: £3,700
APR: 4.9%
No. of payments: 36
Final payment: £5,695
Deposit contribution: £1,500
Extras: £1,000 off with test drive
Total paid by customer: £19,318

Mazda 3 deals 

The 3 is great to drive, good looking, well made and roomy. The 2.0-litre petrol engine is sporty and economical, while SE trim brings air-con, split-fold rear seats and a touchscreen. Mazda is contributing £1,000 and zero per cent finance. Your deposit puts it on the road for £239 a month.

Model: Mazda 3 2.0 SE
Monthly payments: £239
List price: £18,065
Deposit: £2,275 
APR: 0%
No. of payments: 36
Final payment: £6,186
Deposit contribution: £1,000
Extras: None
Total paid by customer: £18,065

Lexus CT deals

The CT brings Lexus styling, quality and service to the family hatch sector. SE trim features dual-zone air-con, a colour screen and sat-nav. Things only get better with Lexus’s £2,000 contribution on this 10,000-mile-a-year deal. A £5,000 deposit gets you the hybrid CT for £225 a month.

Model: Lexus CT 200h SE
Monthly payments: £225
List price: £22,745
Deposit: £5,000 
APR: 3.9%
No. of payments: 35
Final payment: £9,329
Deposit contribution: £2,000
Extras: None
Total paid by customer: £24,194

Audi A3 deals 

The A3 isn’t a cheap car, but Audi will slash £2,400 off the price in the form of a deposit contribution. This deal is calculated on a reasonable 10,000-mile annual allowance, and while the APR is a little on the high side, the premium hatchback’s strong residual values mean there’s less to finance.

Model: Audi A3 1.4 TFSI 150PS Sport
Monthly payments: £249
List price: £23,615
Deposit: £2,833 
APR: 6.7%
No. of payments: 35
Final payment: £12,703
Deposit contribution: £2,400
Extras: None
Total paid by customer: £24,262 

Best deals on SUVs and 4x4s

Ford Kuga deals

Ford is not only offering a £1,700 deposit contribution on the Kuga 2.0 TDCi Titanium; it has also knocked £1,250 off the list price. In addition, the company will sell you an Appearance Pack (comprising silver roof rails and rear privacy glass) for £99 and finance the whole lot at 2.9 per cent.

Model: Ford Kuga 2.0 TDCi 150PS Titanium
Monthly payments: £239
List price: £24,239
Deposit: £5,251 
APR: 2.9%
No. of payments: 36
Final payment: £9,861
Deposit contribution: £1,700
Extras: £1,250 discount; Appearance Pack £99
Total paid by customer: £23,736 

Audi Q3 deals

In S line trim, the Q3 features lowered suspension and larger wheels, while its 2.0-litre diesel engine is punchy and economical. Audi’s £1,000 deposit contribution, plus your own £6,612 deposit, puts it on your driveway for £349 a month. 

Model: Audi Q3 2.0 TDI quattro 150 S line Plus
Monthly payments: £349
List price: £33,850
Deposit: £6,612 
APR: 6.7%
No. of payments: 35
Final payment: £18,354
Deposit contribution: £1,000
Extras: None
Total paid by customer: £38,192

Subaru Forester deals

Low customer deposits attract attention, but the solid, capable Subaru Forester needs no help here, especially in economical 2.0-litre diesel guise. Add Subaru’s £1,000 deposit top-up and this dependable 4x4 costs less than £400 a month over a four-year term. 

Model: Subaru Forester 2.0D XC
Monthly payments: £399
List price: £26,995
Deposit: £2,388 
APR: 6.9%
No. of payments: 48
Final payment: £8,988
Deposit contribution: £1,000
Extras: None
Total paid by customer: £31,528

Lexus RX deals

The powerful new Mk4 RX is stylish and comfortable. The V6 hybrid makes tax cheap, too. Talking of numbers, Lexus’s generous £2,000 deposit contribution as part of this PCP, combined with a customer deposit of £9,566, cuts monthly payments to £549.

Model: Lexus RX 450h Luxury
Monthly payments: £549
List price: £50,640
Deposit: £9,566 
APR: 5.9%
No. of payments: 42
Final payment: £22,860
Deposit contribution: £2,000
Extras: None
Total paid by customer: £56,935 

Land Rover Discovery deals

The Land Rover Discovery is one of the classiest, most comfortable and capable large 4x4s. In Graphite guise it combines premium saloon comfort with peerless off-road ability. Put down a deposit of £10,000 and it can be yours for £556 per month.

Model: Land Rover Discovery 3.0 SDV6 Graphite auto
Monthly payments: £556
List price: £47,505
Deposit: £10,000 
APR: 6.9%
No. of payments: 34
Final payment: £25,130
Deposit contribution: £0
Extras: None
Total paid by customer: £53,464 

Best family car deals

MG6 deals

The MG6 is a decent-sized family car, and this entry-level S is our pick for its heated seats, air-con and keen price. MG’s £1,800 deposit contribution gives low monthly payments. Low running costs are made lower still by the offer of free servicing for three years.

Model: MG6 1.8 DTi-TECH S
Monthly payments: £189
List price: £13,995
Deposit: £2,736 
APR: 6.9%
No. of payments: 35
Final payment: £4,230
Deposit contribution: £1,800
Extras: 3yrs’ free servicing
Total paid by customer: £15,381

Mazda 6 deals

Mazda’s Mondeo rival competes in a shrinking market, but that makes it no less desirable. It’s good looking, great to drive and, in this 2.2 diesel form, frugal as well as punchy. That’s why the 6 is our favourite family car. Mazda is putting £2,500 into this PCP deal, plus zero per cent finance. One deposit of £3,435 and you’re on the road for less than £350 per month.

Model: Mazda 6 2.2 D Sport Nav
Monthly payments: £349
List price: £27,065
Deposit: £3,435 
APR: 0%
No. of payments: 36
Final payment: £8,566
Deposit contribution: £2,500
Extras: None
Total paid by customer: £27,065

Renault Grand Scenic deals

Renault’s Grand Scenic offers seven-seat practicality, while this diesel model is both strong and economical. On the company’s zero per cent hire-purchase deal, the Scenic is yours at the end of the term – it’ll be a big deposit against a new one – and there are no mileage penalties.

Model: Renault Grand Scenic dCi 110 Dynamique Nav
Monthly payments: £362
List price: £23,185
Deposit: £5,021
APR: 0%
No. of payments: 48
Deposit contribution: £800
Extras: None
Total paid by customer: £23,185 

Best executive and luxury car deals

Lexus IS deals

Lexus has a PCP deposit contribution on the IS to match its German rivals, at £3,000. Add low APR and a customer deposit of £5,716 and the monthly payment works out at £329. That’s not a huge burden for a hybrid compact exec saloon that looks and feels this good.

Model: Lexus IS 300h F Sport
Monthly payments: £329
List price: £33,105
Deposit: £5,716 
APR: 2.9%
No. of payments: 42
Final payment: £12,758
Deposit contribution: £3,000
Extras: None
Total paid by customer: £34,962

BMW 5 Series deals 

In this 2.0-litre diesel guise, the 5 Series is still the executive saloon by which all others are judged. Fortunately, buyers can have this M Sport’s stiffer suspension deleted in the factory at no cost, but the car still has some sporty finishes. BMW is chipping in a hefty £6,111. This deal is calculated on a realistic 15,000 miles per year. It’s a four-year term, but the car will still feel new by the end of it.

Model: BMW 5 Series 520d M Sport
Monthly payments: £345
List price: £35,990
Deposit: £5,959 
APR: 4.9%
No. of payments: 47
Final payment: £11,115
Deposit contribution: £6,111
Extras: None
Total paid by customer: £39,379

Mercedes C-Class deals

In AMG Line trim, Mercedes’ economical rival to the BMW 3 Series includes 18-inch alloys, sports suspension and leather. Thanks to the £4,331 deposit contribution, it can be yours for £359 a month with a deposit of just £5,308. What’s more, your mileage allowance is 10,000 miles a year.

Model: Mercedes C 220d AMG Line auto
Monthly payments: £359
List price: £34,940
Deposit: £5,308 
APR: 5.3%
No. of payments: 36
Final payment: £15,575
Deposit contribution: £4,331
Extras: None
Total paid by customer: £38,148

Tesla Model S deals 

An electric car with the looks and pace of a sports coupe, but space for a family – no wonder the battery-powered Tesla Model S has proven a hit with buyers, who voted it the best car to own in Driver Power 2016. Perhaps that’s why the company offers no deposit contribution and why the APR is a little on the high side. The upside is that, while demand remains strong, used values should hold up, so your Model S could be worth comfortably more than its predicted future value at the end of the term.

Model: Tesla Model S 60kWh
Monthly payments: £410
List price: £53,780*
Deposit: £13,445 
APR: 5.9%
No. of payments: 36
Final payment: £31,845
Deposit contribution: £0
Extras: None
Total paid by customer: £60,047

* Excludes Government grant 

Jaguar XJ deals

That’s right: for less than £600 per month you can drive a Jaguar XJ. Look at what it has as standard: a panoramic roof, electrically adjustable seats, four-zone climate control – and 0-60mph in 5.9 seconds. Of course, the market for such cars is small, hence Jaguar’s generous £7,420 incentive and zero per cent finance. Be careful, though: penalties are stiff if you exceed the agreed mileage.

Model: Jaguar XJ 3.0D V6 300 Luxury SWB
Monthly payments: £599
List price: £58,690
Deposit: £9,999 
APR: 0%
No. of payments: 36
Final payment: £19,712
Deposit contribution: £7,420
Extras: None
Total paid by customer: £58,690

Best sports car deals

Mazda MX-5 deals

It’s pleasantly surprising to see that our favourite version of the class-leading roadster manages to come in at only £325 per month on a customer deposit of just £2,640. This is especially true because the deal contains no form of deposit contribution from Mazda. The offer is calculated on an allowance of 9,000 miles per year, which will be hard to stick to given how much fun the car is to drive. Still, SE-L trim brings climate control, sat-nav and a colour touchscreen.

Model: Mazda MX-5 1.5i SE-L Nav
Monthly payments: £325
List price: £20,865
Deposit: £2,640 
APR: 3.9%
No. of payments: 36
Final payment: £8,090
Deposit contribution: £0
Extras: None
Total paid by customer: £22,429

BMW 4 Series deals 

With good looks, sharp handling, a roomy cabin and decent boot, the 4 Series is a top coupe. BMW is offering a £2,480 deposit contribution and 3.9 per cent APR on the smooth petrol 420i; put down your own £4,939 and it costs less than £340 a month.

Model: BMW 420i Sport Coupe
Monthly payments: £339
List price: £31,775
Deposit: £4,939 
APR: 3.9%
No. of payments: 47
Final payment: £11,151
Deposit contribution: £2,480
Extras: None
Total paid by customer: £34,513

Best car deals 2016: top discounts online

The car deals above are official manufacturer prices. However for some of the cheapest new or nearly-new cars out there, you might be interested in using an online car dealer - so we've put together a list of deals from the top UK sites, including our sister site Buyacar. Note that these deals only run for a limited time - make sure you double-check the prices using the linked sites.

Fiat 500 - front

Fiat 500 1.2 Pop: £104 per month (£623 deposit)

Volkswagen Move up! front cornering

Volkswagen Up! 1.0 Move Up: Around £2,500 off

Mercedes E-Class Estate - front action

Mercedes E 200d SE Estate: Around £8,200 off

Audi A4 S Line - front tracking

Audi A4 1.4T FSI SE: £306 per month (£1,836 deposit)

Citroen Grand C4 Picasso - cornering

Citroen Grand C4 Picasso 1.6 BlueHDi 100 VTR: £240 per month (£720 deposit)

BMW 3 Series - front tracking

BMW 316d SE: £323 per month (£2,252 deposit)

For more breaking car news and reviews, subscribe to Auto Express - available as a weekly magazine and on your iPad. We'll give you 6 issues for £1 and a free gift!