Best new car deals 2015

5 May, 2015 12:28pm

All the best new car deals in 2015, with offers on the cheapest new cars and the top offers available

There's so much choice in the market these days that it can be challenging to find a cheap new car. We're here to make life easier for you, though, by bringing together the top deals on some of our favourite new cars.

Car makers are frequently offering tempting special offers and new car deals in a bid to keep their products attractive and affordable for new customers. These deals change so often that it's impossible to know the exact prices you'll pay - but we've rounded up some examples so you know what to expect.

Below you'll find deals offering low finance rates, deposit contributions and particularly attractive savings off the list price of some cars. This trend of cheap finance shows little sign of slowing, so plenty of great deals are available if you're in the market for a new car.

Car finance deals explained

There’s something for everyone in our list, from city cars to SUVs. Whatever you go for, there’s a deal to be done somewhere. And if you can’t find the model or spec you want, don’t be afraid to ask. It’s a buyer’s market, and dealers are always after a sale.

Also, read our list of the cheapest cars to insure and our round-up of the best car leasing deals.

Best car deals 2015: the deals

We’ve got finance deals on top cars from each major market sector - we've even grouped them into categories according to the types of car you might want, including city cars, superminis, family cars and SUVs. 

Best city car deals

Toyota Aygo deals

Toyota Aygo X-Cite 1.0 VVT-I 5dr: £183 per month

The £183 monthly payment for the new Aygo looks steep, but Toyota’s free first-year insurance deal cushions the blow. Plus, the X-Cite-spec model in question includes three of the most essential small car features: alloys, air-conditioning and a CD player. All said and done, that’s a better level of kit than Citroen and Peugeot can muster for mid-level versions of their C1 and 108 – the Aygo’s near-identical sister cars – making the Toyota one of the most desirable choices in its class. For your cash you get an attractive, fun-to-drive city car.

List price: £11,595
Aim to pay: £10,282
Deposit: £1,160
APR: 4.9 per cent
No. of payments: 36 monthly
Final payment: £5,147
Total amount: £12,722

Fiat 500 deals

Fiat 500 Lounge 1.2: £159 per month

Fiat's iconic city car remains as popular as ever, with its retro-inspired looks and enjoyable handling. And as part of this tempting finance deal, you get a £500 deposit contribution, while a 500 will certainly hold on to its value better than most of its competitors.

The range-topping Lounge versions come with air-con and sporty alloy wheels as standard, as well as a hands-free Bluetooth phone kit. The 1.2-litre petrol engine is a safe bet, although Fiat’s deal on the brilliant 0.9-litre TwinAir engine is worth a look, too. You’ll need to pay extra up front and will have to stump up bigger monthly repayments, but Fiat is offering a more attractive interest rate – at 3.8 per cent – on the 85bhp car.

List price: £11,820
Aim to pay: £10,692
Deposit: £1,775
APR: 6.1 per cent
No. of payments: 37 monthly
Final payment: £5,186
Total amount: £12,685

Skoda Citigo deals

Skoda Citigo SE 1.0 mpi 60PS: £75 per month

Our 2014 City Car of the Year, the Skoda Citigo is the cheapest of the three virtually identical VW Group city cars, although the SEAT Mii runs it very close for value. Outstanding packaging means it carries four adults easily, and the 59bhp SE model comes with air-conditioning, a CD player, central locking and electric windows.

List price: £9,570
Aim to pay: £9,217
Deposit: £2,686
APR: 0 per cent
No. of payments: 36 monthly
Final payment: £4,258
Total amount: £9,570

Renault Twingo deals

Renault Twingo Dynamique SCe 70: £164 per month

A funky, unique entry into the city car market in 2014, the Renault Twingo can certainly rival the established competition – such as the Fiat 500 – for style. But it’s not all charming looks; its rear-engined, rear-wheel-drive layout also delivers agility and manoeuvrability for getting around town.

Despite the city car dimensions and the relatively small 188-litre boot, the Twingo serves up a reasonable amount of space. For that reason, it feels more practical than the Citroen C1 or Peugeot 108. The advantages don’t end there. For anyone looking to buy on finance, the meagre deposit of £164 should also prove appealing.

List price: £10,995
Aim to pay: £10,698
Deposit: £164
APR: 6.9 per cent
No. of payments: 48 monthly
Final payment: £4,748
Total amount: £13,132

Best supermini deals

Vauxhall Corsa deals

Vauxhall Corsa Excite 1.2 3dr: £139 per month

New for 2015 and much improved, the Vauxhall Corsa is sure to be flying out of Vauxhall showrooms. With a sportier look, the three-door is intended to appeal to younger buyers. It’s the step up in quality that’s been one of the biggest changes, and where before the interior looked like it was from a budget car, it now has a premium feel.

Also improved is the amount of space on offer, so passengers get more room, plus boot capacity has increased to 285 litres – that’s bigger than you’ll find in the Ford Fiesta. It hasn’t just closed the gap on the Ford for practicality, though. A new suspension set-up means it’s not only more comfortable than before, but better to drive, too, with greater body control.

Vauxhall is pushing a £500 deposit contribution, making the mid-range Corsa 1.2 Excite excellent value on a two-year finance deal – plus, any of the brand’s dealers will be open to haggling.

List price: £12,265
Aim to pay: £11,204
Deposit: £2,750
APR: 2.9 per cent
No. of payments: 23 monthly
Final payment: £6,251
Total amount: £12,698

Ford Fiesta deals

Ford Fiesta Titanium 3dr 1.0 80ps: £159 per month

The class’s best driver’s car by some distance, and our Supermini of the Year for the past two years, the Ford Fiesta sets a high benchmark. Ford isn’t bending over backwards with deals, but £500 off the list price helps make a desirable Titanium-spec car very affordable, especially as it’s over a shorter-than-usual two-year term.

List price: £14,590
Aim to pay: £12,405
Deposit: £3,735
APR: 4.3 per cent
No. of payments: 23 monthly
Final payment: £6,806
Total amount: £14,377

MINI Cooper deals

MINI Cooper 5dr: £199 per month

Strong demand means MINI dealers don’t need to offer many deals, especially as the third-generation BMW-era car is new. Great to drive and superbly built, the MINI remains an extremely fashionable choice. Low APR means you can get a Cooper five-door for £199 per month, and it’s sure to hold on to its value.

List price: £17,089
Aim to pay: £16,041
Deposit: £3,500
APR: 6.9 per cent
No. of payments: 48 monthly
Final payment: £7,021
Total amount: £19,870

DS 3 deals

DS 3 PureTech 110 Dstyle Plus: £189 per month

There’s still plenty to love about the MINI-rivalling DS 3, with an array of deals on offer until March, including zero per cent finance on selected models if you put down a 30 per cent deposit. It’s not just about the looks for the chic French hatch, though, as it almost matches its British rival for driving thrills.

List price: £16,570
Aim to pay: £13,323
Deposit: £4,269
APR: 4.9 per cent
No. of payments: 36 monthly
Final payment: £6,925
Total amount: £17,997

Volkswagen Polo deals

Volkswagen Polo SE 1.0 60ps 3dr: £165 per month

The VW Polo looks great value against the MINI, but they’re chalk and cheese. While VW finance rates aren’t the best, a £1,000 deposit contribution makes them easier to swallow. The 1.0 SE lacks punch, but top refinement and build quality compensate, and your Polo will be worth more at trade-in than an equivalent Fiesta or Corsa.

List price: £13,685
Aim to pay: £10,868
Deposit: £3,066
APR: 7.5 per cent
No. of payments: 35 monthly
Final payment: £5,438
Total amount: £15,340

Best deals on small SUVs

Citroen C4 Cactus deals

Citroen C4 Cactus PureTech 82 Flair: £165 per month

The all-new Citroen C4 Cactus is the standout crossover on the market – visually, at least. Maker Citroen’s gone back to basics and created an affordable, quirky car that’s also practical and comfortable. The radical protective AirBump panels down the sides of the Cactus are available in a whole host of colour combinations, and with this deal available on the range-topping Flair model, you also get heated door mirrors, automatic air-con and a rear parking camera. Add to that a 358-litre boot, plus 105g/km CO2 emissions and 61mpg economy, and it’s an attractive proposition.

Citroen is offering a generous £1,000 deposit contribution for its PCP scheme. You’ll pay 4.9 per cent APR, but only £165 a month. Put down a 40 per cent deposit, and you can take advantage of a zero per cent APR finance package.

List price: £16,210
Aim to pay: £15,059
Deposit: £4,734
APR: 4.9 per cent
No. of payments: 36 monthly
Final payment: £6,900
Total amount: £17,574

Peugeot 2008 deals

Peugeot 2008 PureTech 1.2 VTi 82 Allure: £185 per month

In the ever-expanding and trendy supermini-SUV market, Peugeot’s 2008 is a fine all-rounder, with a stylish cabin and refined engines – especially the 1.6-litre diesel. It certainly made a strong debut in our Driver Power 2014 satisfaction survey, with owners praising its reliability and low running costs, best exemplified by the 1.2 VTi engine, which claims 57.6mpg. Peugeot’s ‘Just Add Fuel’ finance package also looks attractive. This PureTech 1.2 model is available with a £2,000 deposit and monthly payments of £185, but insurance, servicing and tax are also bundled in as part of the deal.

List price: £14,295
Aim to pay: £13,842
Deposit: £2,000
APR: 5.9%
No. of payments: 37 monthly
Final payment: £6,715
Total amount: £15,490

Fiat 500L deals

Fiat 500L Trekking 1.6 Multijet (105): £283 per month

The flagship Fiat 500L has strong credentials, with chunkier styling than the standard car, a raised ride height and the pick of Fiat’s superb TwinAir petrol and Multijet diesel engines. Its impressive practicality, as well as its excellent safety features, should suit a small family, while fuel economy is also good across the range.

List price: £19,790
Aim to pay: £18,035
Deposit: £1,999
APR: 8.3 per cent
No. of payments: 48 monthly
Final payment: £6,036
Total amount: £21,336

Best family hatchback deals

VW Golf deals

Volkswagen Golf S 1.2 TSI 85ps 3dr: £215 per month

It’s a myth that the VW Golf is much more expensive than the competition – it’s only marginally so. And while this 84bhp 1.2 TSI S model has slightly less power and kit than its rivals, it’s good value, at £215 per month over three years. Fixed-price servicing is available, too, as is a £750 deposit contribution.

List price: £17,175
Aim to pay: £15,242
Deposit: £4,351
APR: 7.5 per cent
No. of payments: 35 monthly
Final payment: £6,536
Total amount: £19,222

BMW 1 Series deals

BMW 1 Series 116i Sport 5dr: £249 per month

Newer rivals may have surpassed the 1 Series, but thanks to its entertaining rear-wheel-drive layout and balanced steering, the baby BMW remains one of the most enjoyable models in its class. It’s also reasonably spacious, and in Sport trim you get DAB radio, 17-inch alloys and a leather-trimmed three-spoke steering wheel.

List price: £21,555
Aim to pay: £20,418
Deposit: £3,099
APR: 6.4 per cent
No. of payments: 48 monthly
Final payment: £8,055
Total amount: £24,664

Kia Cee'd deals

Kia Cee’d SR7 1.4: £165 per month

A cost-effective family hatchback, the Kia Cee’d SR7 is good value at £165 per month with 4.9 per cent finance. The relatively low deposit helps, and the 1.4-litre still comes in at well under £16,000 thanks to a £1,000 saving. Standard kit includes alloy wheels, parking sensors and Bluetooth music streaming.

List price: £15,650
Aim to pay: £11,015
Deposit: £3,772
APR: 4.9 per cent
No. of payments: 37 monthly
Final payment: £4,468
Total amount: £15,680

Peugeot 308 deals

Peugeot 308 1.6 BlueHDi 120 Allure 5dr: £247 per month

The latest Peugeot 308 offers improved quality and a minimalist cabin, plus impressive comfort. It’s well equipped, with certain versions offered through Peugeot’s ‘Just Add Fuel’ deal, complete with a £1,500 deposit contribution. Whichever you go for, a sliding scale deposit means you can set out your payments to suit.

List price: £21,470
Aim to pay: £17,577
Deposit: £4,200
APR: 5 per cent
No. of payments: 36 monthly
Final payment: £8,818
Total amount: £23,470

SEAT Leon Cupra deals

SEAT Leon Cupra SC 2.0 TSI: £362 per month

If you can cope without the extra 15 horsepower, the ‘basic’ 262bhp SEAT Leon Cupra is the best value SEAT hot hatch – and possibly the best value hot hatch on sale, full-stop. It doesn’t have quite the visual punch of the Cupra 280, but in reality, it’s just as quick and great around corners. SEAT is also contributing £1,000 towards the deposit.

List price: £25,960
Aim to pay: £22,895
Deposit: £4,500
APR: 5.6 per cent
No. of payments: 35 monthly
Final payment: £10,500
Total amount: £28,435

Best deals on SUVs & crossovers

Nissan Qashqai deals

Nissan Qashqai n-tec dCi 110 manual 2WD: £234 per month

The Nissan Qashqai is our crossover champ, and at the heart of its appeal is its mix of rugged off-road styling cues and family hatch running costs. Yet the latest car adds class-leading refinement, superb comfort and capable handling. Plus, the 1.5-litre diesel blends eager pace with wallet-friendly fuel economy and tax-busting emissions.

List price: £24,000
Aim to pay: £20,675
Deposit: £5,623
APR: 4.9 per cent
No. of payments: 37 monthly
Final payment: £11,043
Total amount: £26,091

Dacia Duster

Dacia Duster Ambiance dCi 110 4x2: £179 per month

For the price of a mid-range supermini, the Dacia Duster delivers tough SUV looks, a roomy interior and a punchy 1.5 dCi diesel. Ambiance trim has all the essentials, while Dacia’s haggle-free sales process takes the stress out of buying. If you can afford to spend a little more, the 4x4 version provides genuine go-anywhere ability.

List price: £11,995
Aim to pay: £11,995
Deposit: £676
APR: 7.6 per cent
No. of payments: 48 monthly
Final payment: £3,957
Total amount: £14,223

Skoda Yeti deals

Skoda Yeti S 1.2 TSI 105ps: £179 per month

Our 2010 Car of the Year is back to its best thanks to a fresh round of updates. Tweaked looks, revised engines and upgraded interior trim boost the car’s appeal, but the Skoda Yeti’s spacious, versatile cabin and engaging driving dynamics remain untouched. All versions get the same flexible seating arrangement and robust build quality, while the 1.2 TSI petrol engine is a sprightly performer.

Optional extras include rear parking sensors and automatic park assist. Meanwhile, the Yeti also boasts a detachable LED light in the boot and a waste container in the side door, which underline Skoda’s quest for practicality. Still not convinced? Readers have voted the Yeti as Britain’s best car to run in our Driver Power satisfaction survey for the past three years. That means you’re assured reliable, long-lasting ownership. Plus, Skoda is offering a generous interest rate of only 2.9 per cent for a three-year plan with monthly payments of less than £200.

List price: £17,450
Aim to pay: £14,960
Deposit: £5,055
APR: 2.9 per cent
No. of payments: 35 monthly
Final payment: £6,883
Total amount: £18,263

Range Rover Evoque deals

Range Rover Evoque 2.2 SD4 Dynamic auto: £399 per month

Four years after making its debut, the Range Rover Evoque is still one of the most desirable cars money can buy, and remains a fine entry point into the prestigious British brand’s line-up.

It packages Range Rover’s traditional upmarket appeal and off-road ability into a sleek and compact SUV body, delivering unrivalled kerb appeal and class. The interior has the premium feel you expect, while there’s a generous amount of kit across the range, too. And the addition of a new nine-speed automatic gearbox means that the Evoque drives as well as it looks.

List price: £41,105
Aim to pay: £39,950
Deposit: £8,470
APR: 6.9 per cent
No. of payments: 36 monthly
Final payment: £22,342
Total amount: £46,676

Mazda CX-5 deals

Mazda CX-5 150PS 2wd Sport Nav Diesel: £315 per month

By distilling the sporty spirit of its legendary MX-5 roadster into its practical CX-5 compact SUV, Mazda has created an appealing family car. It offers sharp steering, agile handling and eager engines, while the brand’s SkyActiv tech results in penny-pinching running costs. Plus, Sport models come loaded with kit as standard.

List price: £27,355
Aim to pay: £22,535
Deposit: £7,092
APR: 5.9 per cent
No. of payments: 42 monthly
Final payment: £10,197
Total amount: £30,519

Best family car deals

Vauxhall Insignia deals

Vauxhall Insignia Energy 2.0 CDTI 5dr: £378 per month

The Vauxhall Insignia is aimed largely at fleet drivers covering mostly motorway miles, so it gets a supremely comfortable ride, a refined cabin and some highly efficient engines – the 118bhp 2.0 CDTi diesel, for example, claims 76.3mpg.

Space is key at this end of the market, and the Insignia serves up plenty of that, even if the sloping roof impedes on rear headroom a little. However, there should be more than enough space for luggage, as the car provides a generous boot capacity of 530 litres. All versions get lots of kit, including a smart touchscreen. And on Vauxhall’s interest-free deal, you won’t pay a penny more than the car’s list price with monthly instalments of under £400.

List price: £22,704
Aim to pay: £22,207
Deposit: £4,541
APR: 0 per cent
No. of payments: 48 monthly
Final payment: £0
Total amount: £22,704

Mazda 6 deals

Mazda 6 145ps SE-L Nav: £354 per month

It’s not surprising that the Mazda 6 won Best Family Car at our 2014 New Car Awards. It looks stylish, it’s superb to drive for a family saloon and its quiet cabin makes it an ideal motorway cruiser. Furthermore, even entry-level models get plenty of kit. With an impressive finance deal on offer, this car demands serious consideration.

List price: £22,155
Aim to pay: £18,261
Deposit: £0
APR: 0 per cent
No. of payments: 42 monthly
Final payment: £6,254
Total amount: £22,155

Ford Mondeo deals

Ford Mondeo Titanium 1.6 Duratorq TDCi 115PS ECOnetic: £274 per month

There are hints of Aston Martin in the new Mondeo’s sophisticated looks, and the car places its emphasis more on comfort than on an entertaining drive. A new dash includes a touchscreen, with digital dials ahead of the driver. Plus, the hatch’s boot is bigger than the estate’s with the rear seats in place.

This deal includes the Titanium X pack, adding heated leather seats, keyless entry, privacy glass and LED headlights. Ford will also contribute £1,500 to your deposit.

List price: £24,649
Aim to pay: £20,882
Deposit: £5,571
APR: 4.3 per cent
No. of payments: 23 monthly
Final payment: £12,283
Total amount: £24,450

Skoda Octavia deals

Skoda Octavia S 1.2 105ps Estate: £179 per month

Skoda’s Octavia Estate offers staggering space and quality for the money, and looks even more tempting on this competitive deal. Sure, it’s for a basic S model, and the 104bhp 1.2-litre petrol engine will struggle when it’s fully loaded. But if good fuel economy, low costs and practicality are your priorities, this car is difficult to resist.

List price: £17,865
Aim to pay: £15,736
Deposit: £5,123
APR: 0 per cent
No. of payments: 36 monthly
Final payment: £6,476
Total amount: £17,865

Best executive car deals

Audi A6 deals

Audi A6 2.0 TDI Ultra 190PS S line: £369 per month

Our reigning Executive Car of the Year, the A6 scores on comfort, power and fuel efficiency. The Ultra model’s frugal 2.0-litre TDI engine is now even more economical courtesy of the S tronic automatic box, while its spacious, well equipped cabin takes its cues from the A8. With Audi offering a £4,500 discount, it’s hard to ignore.

List price: £35,060
Aim to pay: £28,008
Deposit: £6,726
APR: 7.4 per cent
No. of payments: 35 monthly
Final payment: £15,042
Total amount: £39,244

Mercedes E-Class deals

Mercedes E-Class E220 BlueTEC SE: £355 per month

The entry-level E220 was already the cheapest car in Mercedes’ saloon range, but with an all-new E-Class on the cards next year, it’s now on offer with a £3,900 discount. For that you’ll get bags of space, a quiet, upmarket cabin and 64mpg from its 2.1-litre diesel engine – not to mention the brand’s trademark refinement.

List price: £34,915
Aim to pay: £28,906
Deposit: £4,999
APR: 6.1 per cent
No. of payments: 36 monthly
Final payment: £16,775
Total amount: £38,742

BMW 5 Series deals

BMW 5 Series 520d M Sport Saloon: £339 per month

Now with even more luxury and sporty engines, the latest facelifted 5 Series offers even more upmarket appeal for your money. Inside, there’s plenty of in-car tech at your fingertips, via the impressive iDrive control system. But the real draw is still the performance – on the road, its refinement, handling and pace are hard to beat.

List price: £34,765
Aim to pay: £31,089
Deposit: £5,199
APR: 5.9 per cent
No. of payments: 48 monthly
Final payment: £13,320
Total amount: £39,163

Now read our list of the cheapest cars to insure in 2014 and our round-up of the best car leasing deals 2014.

Disqus - noscript

I find the Range Rover Evoque 2.2 good even thought a bit pricey.

and where do you think that you can get some of these wild discounted prices ?

You can probably get more discount on the X3 and the Qashqai if you negotiate hard. Bmw will easily offer up to 8% off list prices on most models, maybe more on the X1. BMW are now a mass manufacturer and the competition between dealerships is fierce as they each fight for volume. As for the Nissan Qashqai, well it's just a typical hatchback on stilts - so don't pay 4x4 money for it - it isn't a proper 4x4. Of course, you'll only get the really big discounts if you buy on credit. But if you look closely, especially at the Mercedes, you still pay £4K more than the list price when all the interest has been added. My advice, pay cash if you can - even if it means buying a smaller car. It always works out cheaper in the end.

If you're a cash buyer, you'll get 15% straight off a 3 series... haggle hard & you'll get more. BMW have been churning out run of the mill mass produced cars for decades - there are more 3 series on the road than many Fords. Everyone's owned one a some point, that's why you can always get massive discounts on BMWs. They're everywhere. No way do they sell anywhere near the ridiculous iist price - only a fool would pay that, or people who can only afford expensive lease deals. 3 series = modern day Mondeo, the company rep mobile.

2013/4 ZAFIRA Exclusiv 1.6i / 1.8i are surely the best vfm at present at just between £9,500 and £11,000 on the road

Why no mention of the 6K that BMW will give you this month off a 3 series if you just ask nicely. That's 22.5K for a 320i SE Auto Saloon. A little more research and effort chaps.

Currently the 320SE Auto Petrol (47mpg - 180Bhp) is available for 22.5K new. That is almost £6.5K off the new price.

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