Cheapest cars to insure

Skoda Citigo front tracking
9 Sep, 2015 11:00am Sam Naylor

Looking to cut your car insurance costs? The best way is to look into one of these - the cheapest cars to insure in the UK

The cheapest cars to insure tend to have a lot in common. Insurers take lots of factors into account when deciding how much your premium will be, but picking a car that is statistically less liekly to result in a claim is a great way to lower the amount you'll have to pay.

With car insurance sometimes even costing more than the price of a used car for a single year's cover, saving money on it is high on everyone's list of priorities. From a 17-year-old new driver to a 60-year-old veteran, getting into a car that's cheap to insure is important to so many of us.

Cars are ranked by cover providers  into insurance groups, and this is the easiest way to see what the cheapest cars to insure are. The lower the number the bestter, so all of the cars in our list here are in groups 1 or 2, which are the lowest possible. These cars have been ranked as being low risk by the insurance industry, and so premiums are smaller - even for young or first-time drivers.

• Cheapest cars to run

It's not just about picking a car and going back to your usual insurer, though - shop around before you buy a new car and see which is cheapest for you. For some people one of these cars might be cheaper than another, and it could be different for someone else - the only thing we can be sure of is that cars with a low insurance group number will generally be cheaper than those without.

Comparison websites are useful for getting quotes, but do remember that some companies do not advertise on these sites - and you may get a better deal by phoning them, even after getting an online quote.

Check out our list of the best first cars to see our favourites for young drivers, but if insurance cost is your biggest hurdle to car ownership then make sure you check out the list below. It doubles as a list of solid, affordable first-car choices as well.

• Most reliable cars

Cheapest cars to insure 2014

Click the tabs on the top left of this page or the links below for full details on the cheapest cars to insure in the UK at the moment. 

All of the models listed in alphabetical order above fall into insurance groups 1 or 2 but if none of them appeal, just keep reading.

Kia Rio 1.1 CRDi 1 front cornering

Cheapest cars to insure continued…

Below is our list of the cars with low insurance costs that didn’t quite make it into our main run-down of insurance group 1 and 2 cars. These cars have models in their range that fall into insurance group 3, but will still help keep your insurance premiums in check.

Citroen C1
Ford Ka
Ford Fiesta
Kia Picanto
Kia Rio
Proton Satria Neo Smart ForTwo
Toyota iQ
Vauxhall Adam

Now check out our round-up of the most practical cars on sale now...

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