Cheapest cars to insure

Skoda Citigo front tracking
16 Feb, 2014 10:45am Steve Walker

Our list of the cheapest cars to insure in the UK will help you save money, whether you're an 18 or 19 year-old new driver or an old hand

Car insurance is not cheap. In fact, insurance costs are a regular source of pain for UK drivers young and old.  Whether you’re a 20 year-old first time driver or an experienced motorist with a no-claims bonus as long as your arm, the price of car insurance will be a major consideration. Knowing the cheapest cars to insure could be invaluable in keeping your premiums down. 

Shopping around for a great car insurance deal is one way to save but your best bet for saving big money on your car insurance is to pick your next model from our list of the cheapest cars to insure in the UK.

By choosing one these new models from the lowest car insurance groupings, even first time drivers can get on the road without breaking the bank. So, without further ado, let’s get down to business. These are the cheapest cars to insure in the UK…

• Cheapest cars to run

Cheapest cars to insure 2014

Click the tabs on the top left of this page or the links below for full details on the cheapest cars to insure in the UK at the moment. 

Dacia Sandero 1.2
Hyundai i10 1.0
Nissan Pixo 1.0
Peugeot Bipper Tepee
Peugeot Partner Tepee 1.6 VTi
SEAT Mii 
Skoda Citigo
Smart ForTwo
Vauxhall Corsa
Volkswagen Up!

All of the models listed in alphabetical order above fall into insurance groups 1 or 2 but if none of them appeal, just keep reading.


Vauxhall Astra GTC 1.6T SRi front static

Cheapest cars to insure continued…

Below is our list of the cars with low insurance costs that didn’t quite make it into our main run-down of insurance group 1 and 2 cars. These models fall into insurance group 3, but will still help keep your insurance premiums in check.

Chevrolet Spark 1.0 LS
Chrysler Ypsilon 1.2 S
Citroen C1 1.0 VTi
Ford Ka range
Ford Fiesta 1.2 S and Studio
Kia Picanto 1.0 1
Kia Rio 1.1 CRDi 1
Peugeot 107 1.0 range
Proton Satri Neo 1.6 range
SEAT Ibiza E 1.2
Skoda Fabia 1.2 S
Toyota Aygo range
Toyota iQ 1.0  VVT-i range
Vauxhall Adam 1.2 Jam and Slam
Vauxhall Astra 1.3 CDTi and 1.4

Most practical cars
• Most reliable cars

For an alternative view on the cheapest cars to insure, check out our sister site Carbuyer.

Disqus - noscript

"By choosing one these new models from the lowest car insurance groupings, even first time drivers can get on the road without breaking the bank. "

What about the £200 you have to fork out a month, plus depositm it costs you for a brand new car?!

what a pointless article. the cheapest cars to insure are the cheapest cars to buy. really? wow! and i was expecting to see the latest Lambo on there.
What about cheapest 2nd hand cars (and less than cheapest new cars) with a bit of 'oomph' - that would be interesting...

Where does it say you have to buy new?

They are all tiny, tinny cars. So if a truck runs into you, you are dead. If you value your life and your family's lives buy an old big Mercedes or Volvo and insure it third party.

Third party can sometimes be more expensive than fully comp..

In the sentence "By choosing one these new models... ".

Can't beeat a old classic car on classic car insurance like Mini, Moggie or 1.3 Mk1 Escort their insurance is the lowest on the road.

Add a pre 1973 it's tax exempt. No road tax to pay.

Pre 1960 no MOT test costs ever to pay for.

Old classic are appreciating in value like a good wine, won't loose half their value like a new car in 3 years.

But at least all family won't be lying on a slab in an undertakers when the small car gets hit by a truck, false economy like Brian says. l think that was the point he was making.

AEX 1330
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