Advertisement

Insurers launch campaign to tackle uninsured driver surge

Rise of 10 per cent this year, with a third of those uninsured under 30

Uninsured driver car crash

Claims for uninsured driving have risen by 10 per cent over the past year, according to the Motor Insurers’ Bureau (MIB), which has launched its first national campaign to tackle the issue for three years.

The figures had declined since 2005 when police were granted powers to seize vehicles, halving over the last decade to one million.

Advertisement - Article continues below

But from July 2014 to July 2015, the MIB – which compensates victims of accidents with uninsured drivers – said the number of claims was up 10 per cent. It also said a third of uninsured motorists are aged under 30, with the prohibitive price of young driver policies playing a big part. 

Government plots biggest motoring reform since 1935

To stop the growing numbers, the MIB’s campaign features a “Gone in seconds” video to highlight how quickly a car can be picked up by police Automatic Number Plate Recognition (ANPR) cameras and seized.

Ashton West, MIB chief executive, said: “This year we’ve seen the number of claims rising week on week. Every year, thousands of people are injured and killed by uninsured drivers and, to address this, we are working proactively with police forces across the UK.

“Our biggest concern is getting the message across to under-30s. We know that, for these drivers, a car is an important part of their social life and gives them credibility.”

Tips to cut your car insurance costs

Continuous insurance enforcement (CIE) identifies registered keepers of vehicles that seem to have no insurance, with more than 4,000 drivers being sent notification letters each day. Failure to act carries a £100 fixed penalty or court prosecution.

Being caught driving without insurance could result in a £300 fine and six penalty points, plus storage and collection fees for a seized car, or the threat of it being crushed.

Ben Howarth, the Association of British Insurers’ policy adviser for motor and liability, backed the campaign.

He said: “Those motorists who flout the law and drive without insurance are a danger to all other road users. Also through the payments made to their victims, they push up the costs of motor insurance for law-abiding drivers.”

Should the punishments for driving without insurance be stricter? Let us know in the comments...

Advertisement
Advertisement

Recommended

Deaths on UK’s major road network reach eight-year high
Car crash, insurance, write-off, accident
Consumer news

Deaths on UK’s major road network reach eight-year high

Official figures reveal an increase in fatalities on Strategic Road Network, with collisions costing over £1 billion in a year
7 Jul 2020
VED road tax: how much does it cost?
car tax calculator
Consumer news

VED road tax: how much does it cost?

Confused by VED road tax? Our comprehensive guide explains how much you'll pay on your next car
3 Jul 2020
Six-month MoT extension ends on 1 August
Consumer news

Six-month MoT extension ends on 1 August

Department for Transport ends MoT extension on 1 August; cars due an MoT before that date still get extra six months
29 Jun 2020
BMW and Mercedes pause autonomous car partnership
BMW and Mercedes
BMW

BMW and Mercedes pause autonomous car partnership

German firms had previously agreed to work together on Level 4 self-driving systems, plans that have been paused following a "mutual and amicable agre…
19 Jun 2020

Most Popular

SEAT Leon vs Volkswagen Golf vs Ford Focus
Family hatchbacks

SEAT Leon vs Volkswagen Golf vs Ford Focus

The Ford Focus, Volkswagen Golf and SEAT Leon are all long established hatchbacks - we find out which is best among the latest crop
11 Jul 2020
New Skoda Octavia vRS 2020 ride review
Skoda Octavia vRS Hatchback

New Skoda Octavia vRS 2020 ride review

We get our first taste of 242bhp Skoda Octavia vRS with Skoda tech development boss Christian Strube in the driver’s seat
10 Jul 2020
Suzuki Jimny axed from Europe over emissions regulations
Suzuki Jimny - off road
Suzuki Jimny

Suzuki Jimny axed from Europe over emissions regulations

Tightening emissions rules mean the Suzuki Jimny will be pulled from the European market in the coming months
8 Jul 2020