Skip advert
Advertisement

Insurers fined for complaint tampering

FSA issues huge fines for Direct Line and Churchill after they are found to have doctored customer complaint files

Customer complaint forms have been tampered with

Insurance firms Direct Line and Churchill have been fined £2.17m by the Financial Services Authority (FSA) for tampering with customer complaint files.

More than half of the 50 cases that were submitted for inspection by the FSA were doctored, according to the financial body, including forged staff signatures on seven documents.

Advertisement - Article continues below

The two insurers were asked to submit the paperwork in 2009, as part of the regulator’s drive to improve complaints handling. 

The BBC claims that staff were threatened with disciplinary action if there were shortcomings in their complaints procedures, before the tampering occurred. 

The FSA says the changes to the documents were “purely clerical” and “minor in nature”, but that the firms had still made a “serious breach of the rules”. 

The British taxpayer will effectively be footing the bill for the multi-million pound FSA fine, however, as it now owns the insurers’ parent company, the Royal Bank of Scotland.

Have you received poor customer service at the hands of Direct Line or Churchill? If so, tell us all about it below.

Skip advert
Advertisement
Skip advert
Advertisement

Most Popular

Ford Focus primed for sensational return, but as an SUV
Ford Focus exclusive image

Ford Focus primed for sensational return, but as an SUV

Could a new Ford Focus be ready to fight Europe’s biggest sellers such as the Volkswagen T-Roc and Nissan Qashqai?
News
4 Jun 2026
Excited for solid-state EV batteries? BYD has some bad news
BYD Dolphin Surf charging

Excited for solid-state EV batteries? BYD has some bad news

BYD’s executive vice president, Stella Li, has watered down the hype surrounding solid-state battery tech
News
2 Jun 2026
Kia PV5 gets long-awaited 7-seat version for under £37k
Kia PV5 7-seater - front 3/4

Kia PV5 gets long-awaited 7-seat version for under £37k

The seven-seat Kia PV5 boosts family-friendly range alongside some neat range-wide upgrades
News
3 Jun 2026

Find a car with the experts