Skip advert
Advertisement

Insurers fined for complaint tampering

FSA issues huge fines for Direct Line and Churchill after they are found to have doctored customer complaint files

Customer complaint forms have been tampered with

Insurance firms Direct Line and Churchill have been fined £2.17m by the Financial Services Authority (FSA) for tampering with customer complaint files.

More than half of the 50 cases that were submitted for inspection by the FSA were doctored, according to the financial body, including forged staff signatures on seven documents.

Advertisement - Article continues below

The two insurers were asked to submit the paperwork in 2009, as part of the regulator’s drive to improve complaints handling. 

The BBC claims that staff were threatened with disciplinary action if there were shortcomings in their complaints procedures, before the tampering occurred. 

The FSA says the changes to the documents were “purely clerical” and “minor in nature”, but that the firms had still made a “serious breach of the rules”. 

The British taxpayer will effectively be footing the bill for the multi-million pound FSA fine, however, as it now owns the insurers’ parent company, the Royal Bank of Scotland.

Have you received poor customer service at the hands of Direct Line or Churchill? If so, tell us all about it below.

Skip advert
Advertisement
Skip advert
Advertisement

Most Popular

BMW i3 vs Mercedes C-Class Electric vs Hyundai Ioniq 6: big test for the 3 Series EV
BMW i3 vs Mercedes C-Class Electric vs Hyundai Ioniq 6 - front tracking

BMW i3 vs Mercedes C-Class Electric vs Hyundai Ioniq 6: big test for the 3 Series EV

The new electric BMW 3 Series takes on Mercedes’ latest C-Class and the updated Hyundai Ioniq 6 in a premium EV showdown
Car group tests
10 Nov 2026
New Volvo XC40 facelift on sale with EX40 EV and EC40 coupe SUV, too
Volvo XC40 - Ellis Hyde front

New Volvo XC40 facelift on sale with EX40 EV and EC40 coupe SUV, too

The petrol XC40, plus the electric EX40 and EC40 are on sale now, priced from £37,710
News
10 Nov 2026
Land Rover Defender gets 6 fresh colours in new ‘Atlas’ range
Land Rover Defender Atlas colours 1

Land Rover Defender gets 6 fresh colours in new ‘Atlas’ range

Land Rover’s six new Atlas paint colours are ‘inspired by spirit of adventure around the world’
News
10 Nov 2026

Find a car with the experts