Skip advert
Advertisement

Insurers fined for complaint tampering

FSA issues huge fines for Direct Line and Churchill after they are found to have doctored customer complaint files

Customer complaint forms have been tampered with

Insurance firms Direct Line and Churchill have been fined £2.17m by the Financial Services Authority (FSA) for tampering with customer complaint files.

More than half of the 50 cases that were submitted for inspection by the FSA were doctored, according to the financial body, including forged staff signatures on seven documents.

Advertisement - Article continues below

The two insurers were asked to submit the paperwork in 2009, as part of the regulator’s drive to improve complaints handling. 

The BBC claims that staff were threatened with disciplinary action if there were shortcomings in their complaints procedures, before the tampering occurred. 

The FSA says the changes to the documents were “purely clerical” and “minor in nature”, but that the firms had still made a “serious breach of the rules”. 

The British taxpayer will effectively be footing the bill for the multi-million pound FSA fine, however, as it now owns the insurers’ parent company, the Royal Bank of Scotland.

Have you received poor customer service at the hands of Direct Line or Churchill? If so, tell us all about it below.

Skip advert
Advertisement
Skip advert
Advertisement

Most Popular

PHEV megatest: Britain's 16 favourite plug-in hybrid systems tested
PHEV Megatest headershot

PHEV megatest: Britain's 16 favourite plug-in hybrid systems tested

It’s PHEV boom time. So we tried the systems offered in 59 cars, testing their EV range and efficiency, to reveal the ones you should buy
Car group tests
14 May 2026
New Land Rover Discovery is on track as brand seeks to redefine the model in relation to Defender
Land Rover Discovery badge

New Land Rover Discovery is on track as brand seeks to redefine the model in relation to Defender

The Land Rover Discovery is set for a reboot according to JLR boss P.B Balaji
News
14 May 2026
New Omoda 7 Noble Tech has unique screen that slides right across the car
Omoda 7 - front static

New Omoda 7 Noble Tech has unique screen that slides right across the car

A new top-spec variant of the Omoda 7 has a few functions we’ve not seen before
News
13 May 2026

Find a car with the experts