Skip advert
Advertisement

Insurers fined for complaint tampering

FSA issues huge fines for Direct Line and Churchill after they are found to have doctored customer complaint files

Customer complaint forms have been tampered with

Insurance firms Direct Line and Churchill have been fined £2.17m by the Financial Services Authority (FSA) for tampering with customer complaint files.

More than half of the 50 cases that were submitted for inspection by the FSA were doctored, according to the financial body, including forged staff signatures on seven documents.

Advertisement - Article continues below

The two insurers were asked to submit the paperwork in 2009, as part of the regulator’s drive to improve complaints handling. 

The BBC claims that staff were threatened with disciplinary action if there were shortcomings in their complaints procedures, before the tampering occurred. 

The FSA says the changes to the documents were “purely clerical” and “minor in nature”, but that the firms had still made a “serious breach of the rules”. 

The British taxpayer will effectively be footing the bill for the multi-million pound FSA fine, however, as it now owns the insurers’ parent company, the Royal Bank of Scotland.

Have you received poor customer service at the hands of Direct Line or Churchill? If so, tell us all about it below.

Skip advert
Advertisement
Skip advert
Advertisement

Most Popular

New Renault Megane to take on the Tesla Model Y with a radical makeover
Renault Megane - front quarter exclusive image Avarvarii

New Renault Megane to take on the Tesla Model Y with a radical makeover

Hi-tech ‘software-defined’ C-segment model heralds a new design direction for Renault as the firm works to achieve a 465-mile range
News
2 Nov 2026
Honda CR-V prices slashed by thousands, ZR-V gets cheaper too
2026 Honda CR-V - front cornering

Honda CR-V prices slashed by thousands, ZR-V gets cheaper too

Honda has revealed updated pricing for the CR-V and ZR-V models, with the latter getting a particularly chunky discount
News
2 Nov 2026
New Nissan X-Trail 2026 review: a big step in the right direction
Nissan X-Trail - front

New Nissan X-Trail 2026 review: a big step in the right direction

The reworked Nissan X-Trail hybrid is getting a fresh e-Power drivetrain and slicker styling – and is already available in the US
Road tests
30 Oct 2026

Find a car with the experts