Skip advert
Advertisement

Insurers fined for complaint tampering

FSA issues huge fines for Direct Line and Churchill after they are found to have doctored customer complaint files

Customer complaint forms have been tampered with

Insurance firms Direct Line and Churchill have been fined £2.17m by the Financial Services Authority (FSA) for tampering with customer complaint files.

More than half of the 50 cases that were submitted for inspection by the FSA were doctored, according to the financial body, including forged staff signatures on seven documents.

Advertisement - Article continues below

The two insurers were asked to submit the paperwork in 2009, as part of the regulator’s drive to improve complaints handling. 

The BBC claims that staff were threatened with disciplinary action if there were shortcomings in their complaints procedures, before the tampering occurred. 

The FSA says the changes to the documents were “purely clerical” and “minor in nature”, but that the firms had still made a “serious breach of the rules”. 

The British taxpayer will effectively be footing the bill for the multi-million pound FSA fine, however, as it now owns the insurers’ parent company, the Royal Bank of Scotland.

Have you received poor customer service at the hands of Direct Line or Churchill? If so, tell us all about it below.

Skip advert
Advertisement
Skip advert
Advertisement

Most Popular

New Volvo XC60 PHEV boasts a whopping 124 miles of EV range
Volvo XC60 facelift 2026 - Ellis Hyde

New Volvo XC60 PHEV boasts a whopping 124 miles of EV range

The Volvo XC90 also gets the new plug-in hybrid powertrain, with the large SUV capable of 99 miles of pure electric range
News
15 Sep 2026
New Volkswagen ID.3 GTI: the most powerful GTI ever has arrived
Volkswagen ID.3 GTI - front

New Volkswagen ID.3 GTI: the most powerful GTI ever has arrived

Rear-wheel drive, over 320bhp and a new GTI-mode bring the fire to VW’s ID.3 Neo
News
16 Sep 2026
Car Deal of the Day: super 373-mile Skoda Enyaq is a bargain for under £300 a month
Skoda Enyaq front tracking

Car Deal of the Day: super 373-mile Skoda Enyaq is a bargain for under £300 a month

The Skoda Enyaq is easily one of the best electric SUVs money can buy. It’s our Deal of the Day for 15 September
News
15 Sep 2026

Find a car with the experts