Skip advert
Advertisement

Insurers fined for complaint tampering

FSA issues huge fines for Direct Line and Churchill after they are found to have doctored customer complaint files

Customer complaint forms have been tampered with

Insurance firms Direct Line and Churchill have been fined £2.17m by the Financial Services Authority (FSA) for tampering with customer complaint files.

More than half of the 50 cases that were submitted for inspection by the FSA were doctored, according to the financial body, including forged staff signatures on seven documents.

Advertisement - Article continues below

The two insurers were asked to submit the paperwork in 2009, as part of the regulator’s drive to improve complaints handling. 

The BBC claims that staff were threatened with disciplinary action if there were shortcomings in their complaints procedures, before the tampering occurred. 

The FSA says the changes to the documents were “purely clerical” and “minor in nature”, but that the firms had still made a “serious breach of the rules”. 

The British taxpayer will effectively be footing the bill for the multi-million pound FSA fine, however, as it now owns the insurers’ parent company, the Royal Bank of Scotland.

Have you received poor customer service at the hands of Direct Line or Churchill? If so, tell us all about it below.

Skip advert
Advertisement
Skip advert
Advertisement

Most Popular

Fancy a cheap used EV? The data says you'd better be quick
Opinion - cheap used EVs

Fancy a cheap used EV? The data says you'd better be quick

A used EV has never had more appeal as the cost of petrol and diesel heads for £2 per litre, says our news editor. But prices are rising, so you’ll ne…
Opinion
24 Sep 2026
New Bentley Torcal revealed: brand's first EV is its most powerful car ever
Bentley Torcal - front action

New Bentley Torcal revealed: brand's first EV is its most powerful car ever

Meet the Torcal SUV, the first all-electric Bentley, claimed to ride like a limo and corner like a coupe
News
24 Sep 2026
Alpine A290 Collection shows sophisticated side of the French hot hatch
Alpine A290 Collection trim - white and grey front

Alpine A290 Collection shows sophisticated side of the French hot hatch

The A290 and its sporty character will go down a calmer, sleeker route with new styling
News
23 Sep 2026

Find a car with the experts