Skip advert
Advertisement

Insurers fined for complaint tampering

FSA issues huge fines for Direct Line and Churchill after they are found to have doctored customer complaint files

Customer complaint forms have been tampered with

Insurance firms Direct Line and Churchill have been fined £2.17m by the Financial Services Authority (FSA) for tampering with customer complaint files.

More than half of the 50 cases that were submitted for inspection by the FSA were doctored, according to the financial body, including forged staff signatures on seven documents.

Advertisement - Article continues below

The two insurers were asked to submit the paperwork in 2009, as part of the regulator’s drive to improve complaints handling. 

The BBC claims that staff were threatened with disciplinary action if there were shortcomings in their complaints procedures, before the tampering occurred. 

The FSA says the changes to the documents were “purely clerical” and “minor in nature”, but that the firms had still made a “serious breach of the rules”. 

The British taxpayer will effectively be footing the bill for the multi-million pound FSA fine, however, as it now owns the insurers’ parent company, the Royal Bank of Scotland.

Have you received poor customer service at the hands of Direct Line or Churchill? If so, tell us all about it below.

Skip advert
Advertisement
Skip advert
Advertisement

Most Popular

New Toyota hybrid engine on its way, and it could return over 85mpg
Next-gen Toyota hybrid engine

New Toyota hybrid engine on its way, and it could return over 85mpg

Japanese giant has put all of its engineering might behind new 1.5-litre engine, and is now teasing us with what to expect
News
28 Oct 2026
New Hyundai Ioniq 6 facelift is £5k cheaper than a Tesla Model 3
Hyundai Ioniq 6 facelift - front show

New Hyundai Ioniq 6 facelift is £5k cheaper than a Tesla Model 3

Hyundai’s facelifted electric saloon benefits from the full Electric Car Grant and can be had in both single and dual-motor forms
News
29 Oct 2026
Long-term test: Fiat Grande Panda Hybrid
Fiat Grande Panda - paparazzi

Long-term test: Fiat Grande Panda Hybrid

Second report: Stylish small car steals limelight from Devon’s beautiful scenery
Long-term tests
28 Oct 2026

Find a car with the experts