Skip advert
Advertisement

Insurers fined for complaint tampering

FSA issues huge fines for Direct Line and Churchill after they are found to have doctored customer complaint files

Customer complaint forms have been tampered with

Insurance firms Direct Line and Churchill have been fined £2.17m by the Financial Services Authority (FSA) for tampering with customer complaint files.

More than half of the 50 cases that were submitted for inspection by the FSA were doctored, according to the financial body, including forged staff signatures on seven documents.

Advertisement - Article continues below

The two insurers were asked to submit the paperwork in 2009, as part of the regulator’s drive to improve complaints handling. 

The BBC claims that staff were threatened with disciplinary action if there were shortcomings in their complaints procedures, before the tampering occurred. 

The FSA says the changes to the documents were “purely clerical” and “minor in nature”, but that the firms had still made a “serious breach of the rules”. 

The British taxpayer will effectively be footing the bill for the multi-million pound FSA fine, however, as it now owns the insurers’ parent company, the Royal Bank of Scotland.

Have you received poor customer service at the hands of Direct Line or Churchill? If so, tell us all about it below.

Skip advert
Advertisement
Skip advert
Advertisement

Most Popular

New Hyundai Ioniq 9 Calligraphy Black Ink has a price to write home about
New Hyundai Ioniq 9 Calligraphy Black Ink - front

New Hyundai Ioniq 9 Calligraphy Black Ink has a price to write home about

Design tweaks inside and out give electric SUV a menacing look, taking Hyundai into rarefied pricing territory
News
7 Aug 2026
Car Deal of the Day: MG IM5 for £230 a month is IMmensely good value
MG IM5 - front cornering

Car Deal of the Day: MG IM5 for £230 a month is IMmensely good value

The IM5 is currently £100 a month cheaper than the Tesla Model 3. It’s our Deal of the Day for 6 August.
News
6 Aug 2026
New Alfa Romeo Tonale 2026 review: fashionable but fundamentally flawed
New Alfa Romeo Tonale - front tracking

New Alfa Romeo Tonale 2026 review: fashionable but fundamentally flawed

The Alfa Romeo Tonale has style, but that isn't enough to save it from irrelevance in a crowded market.
Road tests
10 Aug 2026

Find a car with the experts