Skip advert
Advertisement

Insurers fined for complaint tampering

FSA issues huge fines for Direct Line and Churchill after they are found to have doctored customer complaint files

Customer complaint forms have been tampered with

Insurance firms Direct Line and Churchill have been fined £2.17m by the Financial Services Authority (FSA) for tampering with customer complaint files.

More than half of the 50 cases that were submitted for inspection by the FSA were doctored, according to the financial body, including forged staff signatures on seven documents.

Advertisement - Article continues below

The two insurers were asked to submit the paperwork in 2009, as part of the regulator’s drive to improve complaints handling. 

The BBC claims that staff were threatened with disciplinary action if there were shortcomings in their complaints procedures, before the tampering occurred. 

The FSA says the changes to the documents were “purely clerical” and “minor in nature”, but that the firms had still made a “serious breach of the rules”. 

The British taxpayer will effectively be footing the bill for the multi-million pound FSA fine, however, as it now owns the insurers’ parent company, the Royal Bank of Scotland.

Have you received poor customer service at the hands of Direct Line or Churchill? If so, tell us all about it below.

Skip advert
Advertisement
Skip advert
Advertisement

Most Popular

New Jaecoo 5 SHS-S finally means hybrid power for this compact SUV
Jaecoo 5 SHS-S - front tracking

New Jaecoo 5 SHS-S finally means hybrid power for this compact SUV

Chery’s latest hybrid powertrain brings the Jaecoo 5 SUV bang up to date
News
15 Apr 2026
New Delivan van brand to launch as Chery targets Ford Transit and VW Transporter buyers
Delivan teaser

New Delivan van brand to launch as Chery targets Ford Transit and VW Transporter buyers

Chery’s new delivery van brand is called Delivan, we can see what they did there
News
16 Apr 2026
Long-term test: Nissan Qashqai e-Power Tekna+
Nissan Qashqai e-Power Tekna+ - Mk1 with new car

Long-term test: Nissan Qashqai e-Power Tekna+

Second report: What a difference 20 years make in the life of popular SUV
Long-term tests
15 Apr 2026

Find a car with the experts