Skip advert
Advertisement

Insurers fined for complaint tampering

FSA issues huge fines for Direct Line and Churchill after they are found to have doctored customer complaint files

Customer complaint forms have been tampered with

Insurance firms Direct Line and Churchill have been fined £2.17m by the Financial Services Authority (FSA) for tampering with customer complaint files.

More than half of the 50 cases that were submitted for inspection by the FSA were doctored, according to the financial body, including forged staff signatures on seven documents.

Advertisement - Article continues below

The two insurers were asked to submit the paperwork in 2009, as part of the regulator’s drive to improve complaints handling. 

The BBC claims that staff were threatened with disciplinary action if there were shortcomings in their complaints procedures, before the tampering occurred. 

The FSA says the changes to the documents were “purely clerical” and “minor in nature”, but that the firms had still made a “serious breach of the rules”. 

The British taxpayer will effectively be footing the bill for the multi-million pound FSA fine, however, as it now owns the insurers’ parent company, the Royal Bank of Scotland.

Have you received poor customer service at the hands of Direct Line or Churchill? If so, tell us all about it below.

Skip advert
Advertisement
Skip advert
Advertisement

Most Popular

Jaecoo 7 recalled: a quarter of all brand’s 2025 UK cars going back to dealers
Jaecoo 7 - front action

Jaecoo 7 recalled: a quarter of all brand’s 2025 UK cars going back to dealers

The Chinese brand has initiated a recall for roughly 7,500 Jaecoo 7 models due to an incorrectly attached wiring harness clip
News
6 Mar 2026
Are car headlights too bright? How hi-tech LED lights prioritise the driver but risk dazzling everyone else
Vauxhall Grandland - lights on

Are car headlights too bright? How hi-tech LED lights prioritise the driver but risk dazzling everyone else

LED headlamps on cars may improve visibility at night, but some people say they’re too bright. We investigate the issue and what can be done
Features
9 Mar 2026
New Mercedes GLA to challenge compact SUV elite with cutting-edge CLA tech
Mercedes GLA exclusive image - front

New Mercedes GLA to challenge compact SUV elite with cutting-edge CLA tech

Our exclusive image previews how the Mk3 Mercedes GLA will look when it arrives later this year
News
9 Mar 2026

Find a car with the experts