Smart ForTwo Pulse 71bhp

Cars don’t come much smaller than the dinky Smart ForTwo – and neither do monthly finance payments. Steer clear of the hot Brabus model, and you can get behind the wheel of any version of the two-seater for £99 per month, over three years, at a reasonable 7.5 per cent interest rate. Choose the entry-level Pulse and you’ll be required to put down a deposit of £1,579. Then, at the end of the deal, you’ll need to fork out nearly £4,500 should you want to keep the car. But the size of the monthly instalments and the low running costs of the economical micro car still make this an appealingly cheap deal.