Whiplash report fees slashed to cut false claims

Cost of medical reports will be drastically cut in a bid to limit false whiplash insurance claims

False whiplash claims wasting NHS hours

The price of medical assessments for people that claim to have suffered whiplash in car accidents will be cut in England and Wales in a bid to reduce false whiplash claims.

An initial medical report can currently cost up to £700. This will be cut to just £180, justice minister Chris Grayling announced, as the Government continues to crack down on ‘compensation culture’.

The Government is hoping that by drastically reducing the cost of the reports it will stop experts that produce them from having an incentive to encourage claimants to get treatment that they don’t need. The savings made by insurance companies can then be passed on to motorists.

• Cheapest cars to insure

Around 500,000 whiplash insurance claims are made each year, with a number of them thought to be bogus. According to insurers they push up premiums by as much as £90 per year.

The new rules will be introduced in October, and Grayling said that it would reflect the amount of time that it takes to carry out the assessment and write them up.

• Autonomous cars could be on the road by 2015

Mr Grayling said: "Honest drivers have been bearing the cost of a system that has been open to abuse and it is time for a change.

"We are determined to have an improved, robust system for medical evidence - so genuine claims can still be settled but fraud is driven out of the market."

Rehab rather than compensation for whiplash claimants

Meanwhile, Aviva has called for minor, short-term personal injuries to be treated with rehab, rather than compensation payments.

In its latest Road to Reform report, it claimed that the measure could save £900 million and cut £32 from the average insurance premium under these reforms.

Analysis from Aviva’s claims data for 2013 shows that 94 per cent of all personal injury claims from a car accident are for minor whiplash-type injuries.

Will a cut in the cost of medical reports help reduce false whiplash claims? Let us know what you think in the comments section below

Most Popular

Land Rover unveils limited-run Defender Trophy Edition
Land Rover unveils limited-run Defender Trophy Edition - front
Land Rover Defender

Land Rover unveils limited-run Defender Trophy Edition

Just 220 examples will be built to honour past Camel Trophy Land Rovers, all of which have been reserved for the North American market
30 Jul 2021
New 2021 Volkswagen Taigo coupe-SUV breaks cover
Volkswagen Taigo R-Line - front
Volkswagen Taigo

New 2021 Volkswagen Taigo coupe-SUV breaks cover

The new VW Taigo is a sportier, more aggressive looking version of the brand’s T-Cross and is aimed at lifestyle buyers
29 Jul 2021
New 2021 Kia EV6 boasts up to 328 miles of range
Kia EV6 - front
Kia EV6

New 2021 Kia EV6 boasts up to 328 miles of range

Kia reveals more specs for its bespoke electric car, with the EV6 offering long range and an 18-minute 80 per cent rapid recharge time
21 Jul 2021