Skip advert
Advertisement

Whiplash report fees slashed to cut false claims

Cost of medical reports will be drastically cut in a bid to limit false whiplash insurance claims

False whiplash claims wasting NHS hours

The price of medical assessments for people that claim to have suffered whiplash in car accidents will be cut in England and Wales in a bid to reduce false whiplash claims.

An initial medical report can currently cost up to £700. This will be cut to just £180, justice minister Chris Grayling announced, as the Government continues to crack down on ‘compensation culture’.

Advertisement - Article continues below

The Government is hoping that by drastically reducing the cost of the reports it will stop experts that produce them from having an incentive to encourage claimants to get treatment that they don’t need. The savings made by insurance companies can then be passed on to motorists.

• Cheapest cars to insure

Around 500,000 whiplash insurance claims are made each year, with a number of them thought to be bogus. According to insurers they push up premiums by as much as £90 per year.

The new rules will be introduced in October, and Grayling said that it would reflect the amount of time that it takes to carry out the assessment and write them up.

• Autonomous cars could be on the road by 2015

Mr Grayling said: "Honest drivers have been bearing the cost of a system that has been open to abuse and it is time for a change.

"We are determined to have an improved, robust system for medical evidence - so genuine claims can still be settled but fraud is driven out of the market."

Rehab rather than compensation for whiplash claimants

Meanwhile, Aviva has called for minor, short-term personal injuries to be treated with rehab, rather than compensation payments.

In its latest Road to Reform report, it claimed that the measure could save £900 million and cut £32 from the average insurance premium under these reforms.

Analysis from Aviva’s claims data for 2013 shows that 94 per cent of all personal injury claims from a car accident are for minor whiplash-type injuries.

Will a cut in the cost of medical reports help reduce false whiplash claims? Let us know what you think in the comments section below

Skip advert
Advertisement
Skip advert
Advertisement

Most Popular

New 2024 Vauxhall Frontera is a family-friendly SUV priced to worry rivals
Vauxhall Frontera - front
News

New 2024 Vauxhall Frontera is a family-friendly SUV priced to worry rivals

Vauxhall’s value-focused Frontera SUV will replace the Crossland with ICE and EV powertrains
9 Apr 2024
Car Deal of the Day: stylish Peugeot 2008 is a steal at an incredible £142 a month
Peugeot 2008 facelift - full front
News

Car Deal of the Day: stylish Peugeot 2008 is a steal at an incredible £142 a month

Buyers can snap up the Peugeot 2008 small SUV at a bargain price; it’s our Car Deal of the Day for 10 April at just £142 a month
10 Apr 2024
Alfa Romeo Milano 2024 preview: walkaround, specs and full details
Alfa Romeo Milano - front 3/4 static
News

Alfa Romeo Milano 2024 preview: walkaround, specs and full details

Alfa Romeo re-entered the small SUV sector with the new Milano offered in pure electric and petrol forms
12 Apr 2024