Skip advert
Advertisement

Used BMW 520d

Challenger from a class above is within budget and has much to offer

As one of the best executive cars in the business, BMWs’ 5-Series isn’t cheap. Showroom prices start at £27,465, so why have we lined it up against the Superb? To find the answer, pick up a copy of Auto Trader.

The Skoda is billed as an executive-size model with a family car price tag – yet the 5-Series is the genuine article. And, if you are prepared to buy second-hand, you could have a 520d on your driveway for less than the cost of a clever new Czech. Better still, with this kind of budget you’ll be able to buy an 06-plate car through the brand’s Approved Used scheme. With the protection of a 12-month, unlimited mileage warranty and a year’s mechanical breakdown cover, as well as a full MoT and 120-point check, it’s an appealing prospect.

Advertisement - Article continues below

When this BMW was first registered two years ago, it was a class leader. And while its looks initially generated a storm of controversy, they have aged well. We’re used to it now, but the sleek, neatly proportioned design beats the imposing Skoda’s for head-turning appeal.

The 5-Series is fractionally longer than the Superb, although you’ll need a second-hand 7-Series to match the Czech car’s rear legroom. The limousine-style Skoda provides more space and comfort than the German car – and the same applies to the boot. There are only 520 litres of loadspace in the 520d’s rear, and its back seats are fixed, limiting practicality. Its saloon body affects the size of the boot opening, too, ensuring the Superb is the more versatile of the two.

Skip advert
Advertisement
Skip advert
Advertisement - Article continues below

Used - available now

Korando

2021 SsangYong

Korando

15,257 milesAutomaticPetrol1.5L

Cash £17,799
View Korando
Puma ST

2023 Ford

Puma ST

24,476 milesManualPetrol1.5L

Cash £19,349
View Puma ST
C-HR

2017 Toyota

C-HR

38,538 milesManualPetrol1.2L

Cash £13,199
View C-HR
Corolla

2022 Toyota

Corolla

34,049 milesAutomaticPetrol1.8L

Cash £15,549
View Corolla

Get behind the wheel, however, and you’ll soon realise why the 5-Series is so highly thought of. Our 16,000-mile example is enjoyable to drive, the rear-wheel-drive chassis providing outstanding grip. Body control is excellent, matched by well weighted steering. For pure pace, though, there’s little to choose between the two cars. The front-wheel-drive Skoda feels more responsive than its prestige rival, and the BMW’s engine is noisier when cruising. The Superb is more comfortable over uneven surfaces and motorways, too.

Put financial concerns at the top of your priorities, and the case for the BMW looks stronger. Thanks in part to the 5-Series’ variable servicing schedule, there’s not a lot to choose between running costs, although it’s reasonable to assume that as a second-hand car, the 520d could be more expensive to maintain in the long term.

However, our two-year-old 5-Series is cheaper to buy and, as the worst of its heavy initial depreciation has already passed, it will retain much more of its value over the next three years.

Is that enough for the used BMW executive contender to knock out the Czech upstart, or will the oversized Superb punch above its weight?

Details

Price: £18,995
Model tested: BMW 520d

Economy

Weighing up the cost of a used car buy isn’t straightforward, as all second-hand models are different. If you’re prepared to go without lots of equipment, you can consider a younger model, while higher-mileage cars offer better trim for similar prices. Always check service histories, tyre wear and overall condition, but even the best kept BMWs are likely to cost more to run than a new Skoda Superb. Our test car did return impressive fuel economy, though.

Skip advert
Advertisement

New & used car deals

Volkswagen Tiguan

Volkswagen Tiguan

RRP £38,030Avg. savings £3,517 off RRP*Used from £11,258
Vauxhall Corsa

Vauxhall Corsa

RRP £19,690Avg. savings £5,988 off RRP*Used from £10,549
MG MG4

MG MG4

RRP £27,005Avg. savings £6,825 off RRP*Used from £9,113
Skoda Kodiaq

Skoda Kodiaq

RRP £39,025Avg. savings £3,528 off RRP*Used from £9,444
* Average savings are calculated daily based on the best dealer prices on Auto Express vs manufacturer RRP
Skip advert
Advertisement

Most Popular

All-new Dacia Striker is a cut-price Golf rival with an estate shape
Dacia C-Neo - exclusive image front

All-new Dacia Striker is a cut-price Golf rival with an estate shape

The Dacia Striker, formerly known as C-Neo, will be revealed in full on March 10th with a more conventional hatch version to follow
News
5 Mar 2026
Jaecoo 7 recalled: a quarter of all brand’s 2025 UK cars going back to dealers
Jaecoo 7 - front action

Jaecoo 7 recalled: a quarter of all brand’s 2025 UK cars going back to dealers

The Chinese brand has initiated a recall for roughly 7,500 Jaecoo 7 models due to an incorrectly attached wiring harness clip
News
6 Mar 2026
Why EVs are so expensive to insure, and how to make them cheaper
Ford Puma Gen-E - front action

Why EVs are so expensive to insure, and how to make them cheaper

Research shows that EVs are usually 15 to 25 per cent more expensive to insure than petrol cars – the experts at Thatcham say they have the solution
News
3 Mar 2026