No-deal Brexit will require drivers to carry insurance ‘Green Cards’ in Europe

Government’s contingency planning flags insurance issue; motoring body warns of “restrictions that go straight back to the 1960s”

Car insurance policy laptop

The Department for Transport has warned that motorists will have to carry an insurance ‘Green Card’ to drive in Europe if the UK leaves the EU without a deal.

Current arrangements mean UK drivers are able to drive in EU countries with no additional documentation – only a driving licence and passport are required. That’s thanks to the ‘Green Card-free circulation area’, which saw the abolishment of Green Card checks at EU countries’ borders.

Holiday car hire: how to get a good deal

But those arrangements will cease if a hard Brexit occurs, and British drivers heading to the continent will require a Green Card from their insurance company to prove they have third party insurance – the legal minimum level of cover. This echoes warnings that UK driving licences could also become invalid in the EU if a no-deal Brexit occurs.

While obtaining a Green Card should involve nothing more than a phone call to your insurance company, the Department for Transport (DfT) has warned “providers can decide to reflect production and handling costs in a small increase to their administration fees.”

Andorra, Serbia and Switzerland have signed up to the Green Card-free circulation area, along with all EU countries. The DfT cautions that drivers “should expect documentation checks to be carried out when entering these countries”, with fines or other “punitive measures” possible for those neglecting to carry a Green Card.

The DfT says similar arrangements would apply for EU drivers, who would have to obtain a Green Card to drive in the UK.

Motoring organisations were quick to criticise the potential Green Card arrangements, with the AA saying if a hard Brexit occurs, “Britain faces travel restrictions that go straight back to the 1960s”.

Best car insurance companies 2018

Janet Connor, the AA’s director of insurance, warned: “Drivers would need to remember to obtain their green card from their insurer prior to their departure, otherwise they run the risk of picking up a fine.”

Connor also cautioned the reciprocal arrangements, which would see EU drivers require a Green Card in the UK, could be difficult to enforce: “The Government has made it clear that they will not check items at the border, so it needs to declare who will check them and where.”

Connor considered a no-deal Brexit will “mean more hassle than the current arrangements”, adding the AA hopes “a deal can be struck to avoid this potential red tape.”

Check out our guide to getting cheaper car insurance here...

Recommended

Fiat-Chrysler faces £5bn UK lawsuit over defeat devices
Fiat Doblo 2015 - steering wheel
Fiat

Fiat-Chrysler faces £5bn UK lawsuit over defeat devices

Around half a million FCA-engined vehicles in England and Wales could be affected by diesel emissions scandal, says law firm
27 Oct 2020
Dash cam portal saves 170,000 hours of police time in two years
News

Dash cam portal saves 170,000 hours of police time in two years

Nextbase's National Dash Cam Safety Portal is used by 33 police forces and has recorded more than 20,000 uploads
21 Oct 2020
All mobile phone use behind the wheel to be banned
Van mobile phone
News

All mobile phone use behind the wheel to be banned

A Government consultation seeks to update UK law in line with modern technology and close loopholes allowing drivers to take pictures and video at the…
16 Oct 2020
VED road tax: how much does it cost?
car tax calculator
Consumer news

VED road tax: how much does it cost?

Confused by VED road tax? Our comprehensive guide explains how much you'll pay on your next car
25 Sep 2020

Most Popular

New 2020 Volkswagen Golf GTI Clubsport turns up the wick to 296bhp
Volkswagen Golf GTI Hatchback

New 2020 Volkswagen Golf GTI Clubsport turns up the wick to 296bhp

The new Volkswagen Golf GTI Clubsport adds more power and gets an aero overhaul
13 Oct 2020
New Land Rover Discovery Sport PHEV 2020 review
Land Rover Discovery Sport

New Land Rover Discovery Sport PHEV 2020 review

The Land Rover Discovery Sport P300e plug-in hybrid promises 135mpg and an all-electric range of 38 miles, but does it deliver?
21 Oct 2020
Car exhaust smoke explained
British Steam Car
Tips & advice

Car exhaust smoke explained

Is your car suffering from a smoky exhaust? Our troubleshooting guide tells you the causes and what you need to do to fix it
22 Oct 2020