Skip advert
Advertisement

Dashcams to cut UK insurance premiums by 10 per cent

Swiftcover becomes first major insurer to offer dash cam discount

Drivers urged to install dash cams in bad driving crackdown

On-board dash cams are the latest tech to help cut insurance premiums after Swiftcover became the first major insurer to announce a 10 per cent discount for drivers fitting video cameras in their cars.

Insurers believe the cameras can help cut fraud, prove liability and improve driving behaviour - just like telematics have.

Advertisement - Article continues below

Swiftcover expects to see a boom in the use of dash cams over the next year as drivers seek cheaper deals. They're already hugely popular in Russia with footage of crashes often surfacing on the internet. Between October and December last year, swiftcover.com said sales of crash cams in the UK had risen by 28 per cent, too.

Tested: the best dash cams on the market

And drivers can benefit by saving hundreds of pounds when they're involved in an accident through preserving no claims bonuses and insurance excesses by proving it wasn't their fault. Dash cams will also allow claims to be settled much quicker with video evidence solving liability disputes.

Roman Bryl, product manager at swiftcover.com, said: "Reducing the cost of premiums for responsible motorists is what every insurer should be doing. We believe that by using a dash cam and being able to accurately and quickly establish who was at fault, we will save money and therefore motorists will significantly benefit from lower premiums and more responsible driving."

The British Insurance Brokers' Association (BIBA) told Auto Express dashcam technology was a huge area for growth and that all insurers would be keeping a keen eye on those companies entering the market first.

Do you think dash cams in cars are a good thing or is this a case of 'Big Brother' gone too far? Tell us in the comments section below... 

Skip advert
Advertisement
Skip advert
Advertisement

Most Popular

New Ford Capri preview: famous name returns on 390-mile electric coupe-SUV
Ford Capri - front action
News

New Ford Capri preview: famous name returns on 390-mile electric coupe-SUV

Ford has reimagined one of its most iconic nameplates as a rival for the Volkswagen ID.5 and Skoda Enyaq Coupe
13 Jul 2024
Covers are off new MG HS family SUV at Goodwood Festival of Speed
MG HS on display at Goodwood Festival of Speed 2024 - front static
News

Covers are off new MG HS family SUV at Goodwood Festival of Speed

The previous MG HS was a big-seller for MG in the UK and there are high hopes for this one…
12 Jul 2024
Car Deal of the Day: updated Nissan Qashqai with sharp looks and hybrid power for only £220 per month
Nissan Qashqai - front cornering
News

Car Deal of the Day: updated Nissan Qashqai with sharp looks and hybrid power for only £220 per month

Nissan’s recently refreshed family SUV with hybrid power for close to £200 per month is our Car Deal of the Day for 10 July
10 Jul 2024