Birmingham tops list of UK crash for cash hot spots for the second year running

Last year saw over 3,000 fraudulent crash for cash claims being made, with insurers detecting one every three hours

Rear end shunt - car crash

For the second year running, Birmingham has taken the unwanted top spot in the league table of  ‘crash for cash’ insurance fraud hot spots.

The table, compiled by the Insurance Fraud Bureau, lists Birmingham as the top crash for cash location in the UK in 2017, with ten of the top 30 postcodes being based in Birmingham. Although the Government introduced new measures to tackle insurance fraud last year, motor insurers across the UK still detect a fraudulent claim being made every three hours.

Figures from the Insurance Fraud Bureau suggest crash for cash schemes cost UK insurance providers £336million a year, with whiplash claims adding another £2billion a year to the bill. Because of false whiplash claims, honest drivers involved in the crash are also expected to cough up more, with innocent motorists paying on average an additional £90 on their insurance premium.

Car clocking: is mileage correction legal

The better news is that the number of staged accidents – where two damaged cars are brought together in order to trick authorities in believing an accident occurred – has fallen by 40 per cent, largely thanks to new fraud prevention tools used by insurers like Aviva. 

Tom Gardiner, Head of Fraud, Aviva, said: "We remain very concerned that fraudsters continue to put their own greed ahead of innocent motorists’ safety. Our figures show induced accidents now account for nearly half of all organised motor fraud we detect.

"Crash for cash does not just push up premiums for genuine customers, it puts innocent motorists at risk. It is also a significant drain on scarce public resources such as ambulance, police and A&E time, all of which are wasted on these entirely bogus claims. The number of whiplash claims is a problem unique to the UK and needs urgent reform." 

2017 Top 10 Crash for Cash locationsPostcode
1. BirminghamB8
2. BirminghamB6
3. BirminghamB10
3. BradfordBD9 
5. BradfordBD8
6. ManchesterM8
7. BradfordBD3
8. BirminghamB25
9. OldhamOL8
10. BirminghamB11

Source: Insurance Fraud Bureau

Have you ever witnessed a crash-for-cash fraud taking place? Tell us in the comments below... 

Recommended

Dash cam portal saves 170,000 hours of police time in two years
News

Dash cam portal saves 170,000 hours of police time in two years

Nextbase's National Dash Cam Safety Portal is used by 33 police forces and has recorded more than 20,000 uploads
21 Oct 2020
All mobile phone use behind the wheel to be banned
Van mobile phone
News

All mobile phone use behind the wheel to be banned

A Government consultation seeks to update UK law in line with modern technology and close loopholes allowing drivers to take pictures and video at the…
16 Oct 2020
VED road tax: how much does it cost?
car tax calculator
Consumer news

VED road tax: how much does it cost?

Confused by VED road tax? Our comprehensive guide explains how much you'll pay on your next car
25 Sep 2020
Dartford Crossing toll: follow our guide and avoid a fine!
Dartford Crossing bridge
Consumer news

Dartford Crossing toll: follow our guide and avoid a fine!

Read our complete Dartford Crossing guide for when and how to pay the Dart Charge, along with guidance on appealing a fine
25 Sep 2020

Most Popular

The end of 70mph motorways? Study shows huge reduction in pollution at 50mph
Speed limit to be cut to 60mph on M1
News

The end of 70mph motorways? Study shows huge reduction in pollution at 50mph

Trial on Welsh roads shows 47 per cent drop in pollution when 50mph limits were introduced; Highways England already has plans to reduce limits to tac…
10 Oct 2020
New Fiat Panda facelift gains Sport model as part of nip-tuck
Fiat Panda

New Fiat Panda facelift gains Sport model as part of nip-tuck

The Fiat Panda has been overhauled for 2020, with a new infotainment display part of the package alongside a new look trim structure
23 Oct 2020
New Range Rover Evoque PHEV 2020 review
Land Rover Range Rover Evoque

New Range Rover Evoque PHEV 2020 review

Brand-new 1.5-litre three-cylinder Ingenium petrol engine makes its debut in the new Range Rover Evoque plug-in hybrid
20 Oct 2020