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Z is for...

Zero per cent

Z is for...

Zero per cent

Not strictly an optional extra, but zero per cent finance is well worth having. The base rate of interest is currently rock bottom, but most lenders haven’t passed the benefits on, and loans tend to cost much more. So paying no interest is a bonus and could save you thousands of pounds over the course of a finance agreement. 

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Most deals require a minimum deposit, but don’t forget that any car you part-exchange will count towards this. As the finance rate is usually subsidised by the maker, you’re still free to haggle on the car’s price. Plus, with no interest, your monthly instalments will be smaller – so you’ll have more money to spend on extras...

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New & used car deals

Omoda 5

Omoda 5

RRP £23,990Avg. savings £2,192 off RRP*Used from £20,921
MG MG4

MG MG4

RRP £26,995Avg. savings £7,361 off RRP*Used from £12,300
Volkswagen Golf

Volkswagen Golf

RRP £24,625Avg. savings £2,763 off RRP*Used from £11,595
Toyota Yaris Cross

Toyota Yaris Cross

RRP £26,495Avg. savings £1,672 off RRP*Used from £15,800
* Average savings are calculated daily based on the best dealer prices on Auto Express vs manufacturer RRP
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