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Lexus IS 300h Sport

£299 per month with a £6,344 deposit (2.9 per cent APR)

Lexus chips in a generous deposit on the bold IS, but asks for a larger one in return. This is hard to swallow, given the car lacks a diesel option and isn’t as good to drive as rivals. In its favour are tax-friendly emissions on the 300h hybrid – which is the best version in the range – and a comfortable ride. The cabin is roomy and feels top-class, and all but basic SE models get sat-nav.

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Model: Lexus IS 300h SportMonthly payments: £299List price: £32,105Aim to pay: £28,400Deposit: £6,344Deposit contribution: £3,000No of payments: 42APR: 2.9%Optional final payment: £11,921Total amount: £30,824

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