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Car hunter: Reliable first cars

Our reader has £2,000 to spend on a trusty first car, but which one?

Dear Chris,I’m after an attractive first car that’s cheap to insure and doesn’t have a ‘boy racer’ image. My budget is £2,000 – any ideas?Nick Mortimer, E-mail 

If you'd like help choosing your next car, contact chris_ebbs@dennis.co.uk.

The best buys:

Excellent pedigree: Fiat Panda

Fiat Panda

For: Heritage, engines, cabin spaceAgainst: Boxy shape, reliability issues

While the second-generation Fiat Panda doesn’t have the same stylish lines as the original, it’s a very functional choice. The result is a car that has slipped under the radar of boy racers, despite its many talents.

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Built in Poland, the Panda was named Auto Express Car of the Year in 2004, and if you stick with the 1.1 or 1.2-litre petrol engines, it’s as cheap to insure as they come, sneaking under insurance group five. It’s available as a five-door only and has a spacious, practical cabin, full of neat design touches like the high-mounted gearlever. The quality of the materials could be better, but despite the lack of soft-touch finishes, it’s well put together.

For £2,000, you can choose from a wide range of Pandas. Just ensure you get a post-2005 car – these feature a passenger airbag, ABS and EBD as standard.

Spacious choice: Skoda Fabia Estate

Skoda Fabia Estate

For: Practical, good value, running costsAgainst: Not much fun to drive, slow

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Used - available now

HS

2023 MG

HS

13,000 milesAutomaticPetrol1.5L

Cash £17,989
View HS
HS

2022 MG

HS

40,000 milesAutomaticPetrol1.5L

Cash £14,989
View HS
XC60

2020 Volvo

XC60

67,000 milesAutomaticPetrol2.0L

Cash £25,989
View XC60
Tucson

2019 Hyundai

Tucson

59,000 milesAutomaticDiesel1.6L

Cash £15,489
View Tucson

The Fabia is regarded as one of the best cars Skoda has ever produced, and heralded a major change in how the company was perceived. It’s not as fashionable as its SEAT or Fiat rivals here, but the Fabia has an image of understated quality, and Skoda’s previous reputation means boy racers won’t give it a second look.

If you need some extra space or practicality, look no further – the Fabia estate has a massive 426-litre boot, which is bigger than many cars from the class above. There’s even a choice of engines, all of which have insurance below group five, including the talented 1.4-litre petrol or agricultural but frugal 1.9 SDI diesel.

A wide choice means you can afford to be picky with your £2,000 budget. We found a 2003 Comfort model with 50,000 miles on the clock for only £1,700.

Top build quality: SEAT Arosa

For: VW engineering, styling, spaciousAgainst: Small engine, three-door only

SEAT doesn’t have the same reputation for quality as its VW Group stablemates, but the Arosa is proof that it should do. The city car was so well put together that, shortly after it launched, Volkswagen produced its own badge-engineered version, called the Lupo.

Yet while the Lupo has become a darling of the modified car scene, the Arosa has largely escaped the attention of boy racers. The result is relatively low demand and very competitive prices, although if you want insurance below the group five threshold, only the 1.0-litre models will be suitable.

While it’s no pocket rocket, the 1.0 Arosa is economical and fun to drive. With a £2,000 budget, you can expect to get behind the wheel of a 2003 or 2004 car with only 40,000 miles on the clock.

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New & used car deals

MG MG4

MG MG4

RRP £27,005Avg. savings £7,778 off RRP*Used from £11,890
Toyota Yaris Cross

Toyota Yaris Cross

RRP £26,495Avg. savings £2,607 off RRP*Used from £16,850
Vauxhall Corsa

Vauxhall Corsa

RRP £19,690Avg. savings £4,776 off RRP*Used from £13,850
Volkswagen Tiguan

Volkswagen Tiguan

RRP £37,230Avg. savings £3,063 off RRP*Used from £14,910
* Average savings are calculated daily based on the best dealer prices on Auto Express vs manufacturer RRP
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