Skip advert
Advertisement

Young drivers “priced off the roads” as car insurance for 17-year-olds hits £3,500

While drivers of all ages are suffering from spiralling premiums, data shows the youngest are being hit hardest

Car insurance explainer

Young drivers are being faced with sky-high insurance premiums. Rising prices mean that 17-year-olds are now being quoted, on average, as much as £3,500 per year for car insurance.

That’s a 77 per cent rise year-on-year for the youngest cohort of new drivers, according to price comparison site Quotezone. It also brings the average cost of covering a teenage driver to around the £3,000 mark – over £2,000 more than the average premium for older drivers.

Things aren’t that much easier for older teens, either, with 19 year-olds being quoted an average of £2,435 per year for car insurance. These steep rises are well above what is being seen for the rest of the population, with the average cost for cover rising by 34 percent last year, according to the Association for British Insurers (ABI).

Advertisement - Article continues below

Quotezone’s CEO Gregg Wilson said that such high premiums mean that young drivers “are being priced off the roads.”

“Learning to drive comes with a lot of costs, including driving lessons, tests, tax and insurance,” he explained. “As the average insurance price for 17-19 year-olds now approaches £3,000 at the start of the year, many are unable to afford getting behind the wheel after passing their test.”

As alluded to earlier, it’s not just young people feeling the pinch when it comes to insurance costs, either; earlier this year, Citizens Advice told the government’s Treasury Select Committee that some people are faced with the “impossible choice of whether to pay for their car insurance or put food on the table”.

Do you think insurance premiums for young drivers are out of control? Tell us your thoughts in the comments section below...

Skip advert
Advertisement
Consumer reporter

Tom is Auto Express' Consumer reporter, meaning he spends his time investigating the stories that matter to all motorists - enthusiasts or otherwise. An ex-BBC journalist and Multimedia Journalism graduate, Tom previously wrote for partner sites Carbuyer and DrivingElectric and you may also spot him presenting videos for the Auto Express social media channels.

Skip advert
Advertisement

Recommended

Graduated driving licences to boost young driver safety in Northern Ireland: will the rest of the UK follow?
Driving licence UK

Graduated driving licences to boost young driver safety in Northern Ireland: will the rest of the UK follow?

Fresh regulations for novice drivers aim to reduce serious and fatal traffic collisions involving young people
News
27 Jan 2026
Learners face 5-month driving test wait times as backlog targets are missed

Learners face 5-month driving test wait times as backlog targets are missed

“Underyling issues” when it comes to staffing and booking means the average wait for a practical driving test in the UK is 22 weeks
News
17 Dec 2025
Brake time! Give young people 'driving lessons' at school, say parents
Learner

Brake time! Give young people 'driving lessons' at school, say parents

Making road safety and driving part of the curriculum is supported by parents, car brands, road safety charities and teachers alike
News
10 Oct 2025
Best learner driver cars 2026
Best learner driver cars - header image

Best learner driver cars 2026

Easy to drive and affordable, these are 10 best used cars to learn in
Best cars & vans
3 Oct 2025

Most Popular

Meet Renault’s new SUV: a Dacia Duster but not as we know it…
Renault Duster - front

Meet Renault’s new SUV: a Dacia Duster but not as we know it…

Posher inside and out and with more headroom, welcome to the upside down world of the Indian Duster
News
26 Jan 2026
Jaguar Land Rover on brink of deal to build Chinese cars in Britain
New Chery Tiggo 9 2025 UK review - head on

Jaguar Land Rover on brink of deal to build Chinese cars in Britain

A deal between the British and Chinese brands could see Chery models built using spare JLR capacity
News
29 Jan 2026
BYD’s new car blitz is just getting started: Dolphin G, Sealion 8, Shark 6 due soon
BYD Sealion 8

BYD’s new car blitz is just getting started: Dolphin G, Sealion 8, Shark 6 due soon

Thought BYD was done? Brand’s range to “cover 85 per cent” of the market by the end of 2026
News
26 Jan 2026

Find a car with the experts