Skip advert
Advertisement

Young drivers “priced off the roads” as car insurance for 17-year-olds hits £3,500

While drivers of all ages are suffering from spiralling premiums, data shows the youngest are being hit hardest

Car insurance explainer

Young drivers are being faced with sky-high insurance premiums. Rising prices mean that 17-year-olds are now being quoted, on average, as much as £3,500 per year for car insurance.

That’s a 77 per cent rise year-on-year for the youngest cohort of new drivers, according to price comparison site Quotezone. It also brings the average cost of covering a teenage driver to around the £3,000 mark – over £2,000 more than the average premium for older drivers.

Things aren’t that much easier for older teens, either, with 19 year-olds being quoted an average of £2,435 per year for car insurance. These steep rises are well above what is being seen for the rest of the population, with the average cost for cover rising by 34 percent last year, according to the Association for British Insurers (ABI).

Advertisement - Article continues below

Quotezone’s CEO Gregg Wilson said that such high premiums mean that young drivers “are being priced off the roads.”

“Learning to drive comes with a lot of costs, including driving lessons, tests, tax and insurance,” he explained. “As the average insurance price for 17-19 year-olds now approaches £3,000 at the start of the year, many are unable to afford getting behind the wheel after passing their test.”

As alluded to earlier, it’s not just young people feeling the pinch when it comes to insurance costs, either; earlier this year, Citizens Advice told the government’s Treasury Select Committee that some people are faced with the “impossible choice of whether to pay for their car insurance or put food on the table”.

Do you think insurance premiums for young drivers are out of control? Tell us your thoughts in the comments section below...

Skip advert
Advertisement
Consumer reporter

Tom is Auto Express' Consumer reporter, meaning he spends his time investigating the stories that matter to all motorists - enthusiasts or otherwise. An ex-BBC journalist and Multimedia Journalism graduate, Tom previously wrote for partner sites Carbuyer and DrivingElectric and you may also spot him presenting videos for the Auto Express social media channels.

Skip advert
Advertisement

Recommended

AA and BSM forced to repay learner drivers following watchdog investigation

AA and BSM forced to repay learner drivers following watchdog investigation

Following a CMA investigation, Automobile Association Developments Limited admitted to implementing so-called “drip pricing” and has been forced to pa…
News
15 Apr 2026
Best first cars for new drivers 2026
Best first cars - header image March 2026

Best first cars for new drivers 2026

These are the best cars for first time drivers, all of which are cheap, easy to drive and safe
Best cars & vans
25 Mar 2026
Graduated driving licences to boost young driver safety in Northern Ireland: will the rest of the UK follow?
Driving licence UK

Graduated driving licences to boost young driver safety in Northern Ireland: will the rest of the UK follow?

Fresh regulations for novice drivers aim to reduce serious and fatal traffic collisions involving young people
News
27 Jan 2026
Learners face 5-month driving test wait times as backlog targets are missed

Learners face 5-month driving test wait times as backlog targets are missed

“Underyling issues” when it comes to staffing and booking means the average wait for a practical driving test in the UK is 22 weeks
News
17 Dec 2025

Most Popular

New Jaecoo 3 has the Ford Puma and Renault 4 in its crosshairs
Jaecoo 3 - front (watermarked)

New Jaecoo 3 has the Ford Puma and Renault 4 in its crosshairs

Jaecoo is targeted the small SUV market with the new 3, and our exclusive images preview how it could look
News
18 May 2026
BMW X3 vs Honda CR-V vs VW Tayron vs MG HS vs Range Rover Sport: five top PHEVs head to head
Top five PHEVs head to head - header with team

BMW X3 vs Honda CR-V vs VW Tayron vs MG HS vs Range Rover Sport: five top PHEVs head to head

The five top plug-in hybrid systems go head-to-head on UK roads, in the test no PHEV buyer can do without
Car group tests
17 May 2026
Ford’s fightback is on: five new EV and hybrid models for Europe by 2029
Ford future teaser

Ford’s fightback is on: five new EV and hybrid models for Europe by 2029

Ford’s fightback in Europe is coming, and it could see Fiesta and Focus return
News
18 May 2026

Find a car with the experts