Car insurance
Car insurance write-off categories explained: what are Cat N and Cat S cars?![Crashed car](https://media.autoexpress.co.uk/image/private/s--VhRYitOI--/f_auto,t_card-mobile@1/v1707215116/autoexpress/2024/02/Car%20crash.jpg)
![Crashed car](https://media.autoexpress.co.uk/image/private/s--VhRYitOI--/f_auto,t_card-mobile@1/v1707215116/autoexpress/2024/02/Car%20crash.jpg)
Car insurance write-off categories explained: what are Cat N and Cat S cars?
Cat S and Cat N insurance write-off classifications replaced the old Cat C and Cat D groups in 2017; but what do they mean and how do they work?
20 May 2024
UK faces “epidemic” of young uninsured drivers![Car crash](https://media.autoexpress.co.uk/image/private/s--mpnsPGeN--/f_auto,t_card-mobile@1/v1654885241/buyacar/car-crash-4-3000.jpg)
![Car crash](https://media.autoexpress.co.uk/image/private/s--mpnsPGeN--/f_auto,t_card-mobile@1/v1654885241/buyacar/car-crash-4-3000.jpg)
UK faces “epidemic” of young uninsured drivers
The number of young people convicted of driving without insurance has tripled since 2021, due to sky-rocketing premiums
17 May 2024
Green card insurance for driving abroad ![Third party insurance](https://media.autoexpress.co.uk/image/private/s--3oAfPxS---/f_auto,t_card-mobile@1/v1579630919/carbuyer/short-term-car-insurance_1.jpg)
![Third party insurance](https://media.autoexpress.co.uk/image/private/s--3oAfPxS---/f_auto,t_card-mobile@1/v1579630919/carbuyer/short-term-car-insurance_1.jpg)
Green card insurance for driving abroad
If you’re planning on driving abroad outside the EU you might need a car insurance ‘green card’. But what is a green card and how do you get one?
10 May 2024
Jaguar Land Rover offers £150 a month towards new Range Rover insurance![Range Rover - rear tracking](https://media.autoexpress.co.uk/image/private/s--f3F0UvKC--/f_auto,t_card-mobile@1/v1656516522/autoexpress/2022/06/Range-Rover-2022-%283%29_jiy4tq.jpg)
![Range Rover - rear tracking](https://media.autoexpress.co.uk/image/private/s--f3F0UvKC--/f_auto,t_card-mobile@1/v1656516522/autoexpress/2022/06/Range-Rover-2022-%283%29_jiy4tq.jpg)
Jaguar Land Rover offers £150 a month towards new Range Rover insurance
The new insurance contribution includes Range Rover and Range Rover Sport models, but not the Velar or Evoque
8 May 2024
AI drives major rise in car insurance fraud as criminals fake evidence![Ford Transit Courier with AI-generated cosmetic damage](https://media.autoexpress.co.uk/image/private/s--Jt3o1UdV--/f_auto,t_card-mobile@1/v1714743957/autoexpress/2024/05/Transit%20AI%20damage_o2z7go.jpg)
![Ford Transit Courier with AI-generated cosmetic damage](https://media.autoexpress.co.uk/image/private/s--Jt3o1UdV--/f_auto,t_card-mobile@1/v1714743957/autoexpress/2024/05/Transit%20AI%20damage_o2z7go.jpg)
AI drives major rise in car insurance fraud as criminals fake evidence
Finance firm, Allianz, has found that the number of fraudulent insurance cases regarding doctored photos and video has trebled in the last year
3 May 2024
Chinese EV brand, GWM Ora responds to insurability woes with new battery scheme![Ora Cat - front](https://media.autoexpress.co.uk/image/private/s--vS6mR10b--/f_auto,t_card-mobile@1/v1630658943/autoexpress/2021/09/Ora%20Cat%202021.jpg)
![Ora Cat - front](https://media.autoexpress.co.uk/image/private/s--vS6mR10b--/f_auto,t_card-mobile@1/v1630658943/autoexpress/2021/09/Ora%20Cat%202021.jpg)
Chinese EV brand, GWM Ora responds to insurability woes with new battery scheme
Ora’s technical team will advise workshops on required repairs, and refurbish batteries in house to manufacturer specs
16 Apr 2024
‘Greedy’ UK car insurers blamed as soaring premiums far exceed rise in payouts![Car insurance form, car key and a model car](https://media.autoexpress.co.uk/image/private/s--8AcSVtN0--/f_auto,t_card-mobile@1/v1654880627/buyacar/car-insurance-2.jpg)
![Car insurance form, car key and a model car](https://media.autoexpress.co.uk/image/private/s--8AcSVtN0--/f_auto,t_card-mobile@1/v1654880627/buyacar/car-insurance-2.jpg)
‘Greedy’ UK car insurers blamed as soaring premiums far exceed rise in payouts
Do modest price rises abroad - as low as 2 per cent in France - prove car insurance companies are ripping-off British drivers?
8 Apr 2024
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No full inquiry into UK car insurance costs but regulator will ‘assess state of the market’![Car insurance documents, car key and pen](https://media.autoexpress.co.uk/image/private/s--qHBHx5-G--/f_auto,t_card-mobile@1/v1579630918/carbuyer/short-term-car-insurance_0.jpg)
![Car insurance documents, car key and pen](https://media.autoexpress.co.uk/image/private/s--qHBHx5-G--/f_auto,t_card-mobile@1/v1579630918/carbuyer/short-term-car-insurance_0.jpg)
No full inquiry into UK car insurance costs but regulator will ‘assess state of the market’
The Financial Conduct Authority maintains that the insurance market is ‘competitive’, in spite of driver fury over price hikes
14 Mar 2024
Why is car insurance so expensive? The truth about the rising cost of insuring your car![Car accident](https://media.autoexpress.co.uk/image/private/s--FV_FA_QD--/f_auto,t_card-mobile@1/v1709822624/autoexpress/2024/03/Car%20insurance%20pictures%202024-2.jpg)
![Car accident](https://media.autoexpress.co.uk/image/private/s--FV_FA_QD--/f_auto,t_card-mobile@1/v1709822624/autoexpress/2024/03/Car%20insurance%20pictures%202024-2.jpg)
Why is car insurance so expensive? The truth about the rising cost of insuring your car
We take an exclusive look behind the rising cost of new car insurance policies and renewals in the UK, discovering the causes and suggesting some solu…
8 Mar 2024
Cheapest cars to insure in the UK 2024![Cheapest cars to insure - header image](https://media.autoexpress.co.uk/image/private/s--mNStsBSa--/f_auto,t_card-mobile@1/v1699539789/autoexpress/2023/11/Cheapest%20cars%20to%20insure%20-%20header%20image.jpg)
![Cheapest cars to insure - header image](https://media.autoexpress.co.uk/image/private/s--mNStsBSa--/f_auto,t_card-mobile@1/v1699539789/autoexpress/2023/11/Cheapest%20cars%20to%20insure%20-%20header%20image.jpg)
Cheapest cars to insure in the UK 2024
Looking for a car that’s cheap to insure? We’ve listed the cars with the cheapest insurance group ratings on sale in the UK today
8 Mar 2024
Exclusive: Some Chinese cars ‘almost uninsurable’ as parts and repair support falters![BYD Seal - front cornering](https://media.autoexpress.co.uk/image/private/s--xgrCc4kG--/f_auto,t_card-mobile@1/v1700562265/carbuyer/2023/11/BYD%20Seal%20UK%20carbuyer%20review-13.jpg)
![BYD Seal - front cornering](https://media.autoexpress.co.uk/image/private/s--xgrCc4kG--/f_auto,t_card-mobile@1/v1700562265/carbuyer/2023/11/BYD%20Seal%20UK%20carbuyer%20review-13.jpg)
Exclusive: Some Chinese cars ‘almost uninsurable’ as parts and repair support falters
Parts shortages and a lack of technical support are giving insurance underwriters the jitters when it comes to the new wave of Chinese cars hitting th…
8 Mar 2024
Old Cat C and Cat D insurance write-off categories explained![Two cars in a head-on collision](https://media.autoexpress.co.uk/image/private/s--Bo4wRPmo--/f_auto,t_card-mobile@1/v1707499829/autoexpress/2024/02/Head-on%20collision.jpg)
![Two cars in a head-on collision](https://media.autoexpress.co.uk/image/private/s--Bo4wRPmo--/f_auto,t_card-mobile@1/v1707499829/autoexpress/2024/02/Head-on%20collision.jpg)
Old Cat C and Cat D insurance write-off categories explained
A new write-off category system was introduced in 2017, but plenty of Cat C and Cat D cars are still on the used market. We explain what these categor…
9 Feb 2024
UK car insurance groups explained![Car insurance explainer](https://media.autoexpress.co.uk/image/private/s--8AcSVtN0--/f_auto,t_card-mobile@1/v1654880627/buyacar/car-insurance-2.jpg)
![Car insurance explainer](https://media.autoexpress.co.uk/image/private/s--8AcSVtN0--/f_auto,t_card-mobile@1/v1654880627/buyacar/car-insurance-2.jpg)
UK car insurance groups explained
The Association of British Insurers decides your car’s insurance group, from 1 to 50. Here’s what it means for you…
19 Jan 2024
Average cost of UK car insurance nudges £1,000 - a 58% increase in 12 months![Car insurance](https://media.autoexpress.co.uk/image/private/s--cLLx8Dqk--/f_auto,t_card-mobile@1/v1654878631/buyacar/car-insurance-1.jpg)
![Car insurance](https://media.autoexpress.co.uk/image/private/s--cLLx8Dqk--/f_auto,t_card-mobile@1/v1654878631/buyacar/car-insurance-1.jpg)
Average cost of UK car insurance nudges £1,000 - a 58% increase in 12 months
A leading insurance comparison site says the average driver must now cough up £995 for cover
16 Jan 2024
Land Rover insurance problems mount as owners are refused in-house cover![Range Rover Velar - full front](https://media.autoexpress.co.uk/image/private/s--oo3Sm2qw--/f_auto,t_card-mobile@1/v1695039159/autoexpress/2023/09/Range%20Rover%20Velar%20001_asthmj.jpg)
![Range Rover Velar - full front](https://media.autoexpress.co.uk/image/private/s--oo3Sm2qw--/f_auto,t_card-mobile@1/v1695039159/autoexpress/2023/09/Range%20Rover%20Velar%20001_asthmj.jpg)
Land Rover insurance problems mount as owners are refused in-house cover
Land Rover’s insurance scheme has recently been relaunched, but some customers are being refused cover
10 Jan 2024
‘Keys left in car’ thefts rise by 141% in December![Key in ignition](https://media.autoexpress.co.uk/image/private/s--YRUaHBsi--/f_auto,t_card-mobile@1/v1579626150/carbuyer/audi-q7-mk1-ignition.jpg)
![Key in ignition](https://media.autoexpress.co.uk/image/private/s--YRUaHBsi--/f_auto,t_card-mobile@1/v1579626150/carbuyer/audi-q7-mk1-ignition.jpg)
‘Keys left in car’ thefts rise by 141% in December
Don’t warm your car up by leaving the engine running on the drive, warns Admiral car insurance
7 Dec 2023
UK car thefts hit an all-time high with keyless car tech to blame![Thief breaking in to car](https://media.autoexpress.co.uk/image/private/s--UyK2kqcn--/f_auto,t_card-mobile@1/v1604419057/autoexpress/2020/11/car%20theft-3.jpg)
![Thief breaking in to car](https://media.autoexpress.co.uk/image/private/s--UyK2kqcn--/f_auto,t_card-mobile@1/v1604419057/autoexpress/2020/11/car%20theft-3.jpg)
UK car thefts hit an all-time high with keyless car tech to blame
Car theft is at record levels in the UK according to data from LV insurance
4 Dec 2023
Why is electric car insurance so expensive? EV vs ICE cost analysis![BMW iX3](https://media.autoexpress.co.uk/image/private/s---h5nZqh8--/f_auto,t_card-mobile@1/v1700675035/autoexpress/2023/11/BMW%20iX3.jpg)
![BMW iX3](https://media.autoexpress.co.uk/image/private/s---h5nZqh8--/f_auto,t_card-mobile@1/v1700675035/autoexpress/2023/11/BMW%20iX3.jpg)
Why is electric car insurance so expensive? EV vs ICE cost analysis
We look into claims that electric cars face higher insurance premiums than ICE equivalents
22 Nov 2023
‘It’s about time car insurance prices were lowered’![Opinion - car insurance](https://media.autoexpress.co.uk/image/private/s--Q3G8RL3i--/f_auto,t_card-mobile@1/v1699447086/autoexpress/2023/11/Opinion%20-%20Car%20insurance.jpg)
![Opinion - car insurance](https://media.autoexpress.co.uk/image/private/s--Q3G8RL3i--/f_auto,t_card-mobile@1/v1699447086/autoexpress/2023/11/Opinion%20-%20Car%20insurance.jpg)
‘It’s about time car insurance prices were lowered’
Editor-in-chief Steve Fowler was shocked to find his car insurance premium had risen 44 per cent at renewal time
8 Nov 2023
'High Insurance premiums are forcing owners to scrap their cars'![Opinion - scrap](https://media.autoexpress.co.uk/image/private/s--lqT4HZpn--/f_auto,t_card-mobile@1/v1699008904/autoexpress/2023/11/Opinion%20-%20scrap.jpg)
![Opinion - scrap](https://media.autoexpress.co.uk/image/private/s--lqT4HZpn--/f_auto,t_card-mobile@1/v1699008904/autoexpress/2023/11/Opinion%20-%20scrap.jpg)
'High Insurance premiums are forcing owners to scrap their cars'
Mike Rutherford is stunned that car insurance premiums have risen by an average 61 per cent in the past 12 months
5 Nov 2023
Car insurance at record high as average premium reaches £924![Car insurance costs fall 14 per cent](https://media.autoexpress.co.uk/image/private/s--DPy-yGUD--/f_auto,t_card-mobile@1/v1562254719/autoexpress/insurance-investigation.jpg)
![Car insurance costs fall 14 per cent](https://media.autoexpress.co.uk/image/private/s--DPy-yGUD--/f_auto,t_card-mobile@1/v1562254719/autoexpress/insurance-investigation.jpg)
Car insurance at record high as average premium reaches £924
Year-on-year rises reach 61 per cent in London, while insurers protect profit margins at the expense of drivers
17 Oct 2023
How to check if a car is taxed and insured![Person typing on a laptop](https://media.autoexpress.co.uk/image/private/s--XAtqdq17--/f_auto,t_card-mobile@1/v1654888203/buyacar/typing-online-computer-laptop.png)
![Person typing on a laptop](https://media.autoexpress.co.uk/image/private/s--XAtqdq17--/f_auto,t_card-mobile@1/v1654888203/buyacar/typing-online-computer-laptop.png)
How to check if a car is taxed and insured
Your car needs to be taxed and insured to be legally allowed on UK roads. Here’s how to check that you’re covered…
2 Oct 2023
‘Chop shop’ police raids double as UK stolen car parts trade booms![Chop shop](https://media.autoexpress.co.uk/image/private/s--FKwCYPM9--/f_auto,t_card-mobile@1/v1694110575/autoexpress/2023/09/chop-shop_iwhgsp.jpg)
![Chop shop](https://media.autoexpress.co.uk/image/private/s--FKwCYPM9--/f_auto,t_card-mobile@1/v1694110575/autoexpress/2023/09/chop-shop_iwhgsp.jpg)
‘Chop shop’ police raids double as UK stolen car parts trade booms
New data highlights a surge in criminal activity as thieves widen their stolen car parts net from Range Rovers to Fiestas
7 Sep 2023
UK car insurance costs hit new record as labour and repair fees rise![Car insurance policy laptop](https://media.autoexpress.co.uk/image/private/s--ALkR8fTf--/f_auto,t_card-mobile@1/v1562244658/autoexpress/2017/06/gw4tyd.jpg)
![Car insurance policy laptop](https://media.autoexpress.co.uk/image/private/s--ALkR8fTf--/f_auto,t_card-mobile@1/v1562244658/autoexpress/2017/06/gw4tyd.jpg)
UK car insurance costs hit new record as labour and repair fees rise
Motor insurance costs continue to soar in the second quarter of 2023, with the average cost of a premium for ‘fully comp’ cover reaching £511
11 Aug 2023
What are voluntary and compulsory excess on your car insurance?![Car insurance costs fall 14 per cent](https://media.autoexpress.co.uk/image/private/s--DPy-yGUD--/f_auto,t_card-mobile@1/v1562254719/autoexpress/insurance-investigation.jpg)
![Car insurance costs fall 14 per cent](https://media.autoexpress.co.uk/image/private/s--DPy-yGUD--/f_auto,t_card-mobile@1/v1562254719/autoexpress/insurance-investigation.jpg)
What are voluntary and compulsory excess on your car insurance?
The excess charges, both voluntary and compulsory, are a key part of your car insurance policy. Here’s how they work…
22 May 2023
Black Box car insurance: everything you need to know![young driver](https://media.autoexpress.co.uk/image/private/s--rPWPf769--/f_auto,t_card-mobile@1/v1562244783/autoexpress/2017/07/black-box-04.jpg)
![young driver](https://media.autoexpress.co.uk/image/private/s--rPWPf769--/f_auto,t_card-mobile@1/v1562244783/autoexpress/2017/07/black-box-04.jpg)
Black Box car insurance: everything you need to know
Is telematics tech a solution for safer, cheaper driving? We speak to young drivers with first-hand experience of black box car insurance
8 Sep 2022
Electric car insurance: how to insure your EV![Insuring an EV](https://media.autoexpress.co.uk/image/private/s--OD1X1VGc--/f_auto,t_card-mobile@1/v1654874324/buyacar/ev-charging-17.jpg)
![Insuring an EV](https://media.autoexpress.co.uk/image/private/s--OD1X1VGc--/f_auto,t_card-mobile@1/v1654874324/buyacar/ev-charging-17.jpg)
Electric car insurance: how to insure your EV
You might think that electric car insurance works much like any other car insurance. It does, but with some important differences…
9 Aug 2022
Learner driver car insurance explained![Learner driver insurance](https://media.autoexpress.co.uk/image/private/s--v2cCHoX2--/f_auto,t_card-mobile@1/v1659365273/autoexpress/2022/07/Learner%20driver%20car%20insurance.jpg)
![Learner driver insurance](https://media.autoexpress.co.uk/image/private/s--v2cCHoX2--/f_auto,t_card-mobile@1/v1659365273/autoexpress/2022/07/Learner%20driver%20car%20insurance.jpg)
Learner driver car insurance explained
If you want to learn to drive in your own, or a parent’s, car you’ll need to get the right learner driver car insurance cover
1 Aug 2022
Car leasing with insurance: what is it and how does it work?![Leasing a car with insurance](https://media.autoexpress.co.uk/image/private/s--d7aIgkkN--/f_auto,t_card-mobile@1/v1646847032/carbuyer/2022/03/finance_ecplsh.jpg)
![Leasing a car with insurance](https://media.autoexpress.co.uk/image/private/s--d7aIgkkN--/f_auto,t_card-mobile@1/v1646847032/carbuyer/2022/03/finance_ecplsh.jpg)
Car leasing with insurance: what is it and how does it work?
Leasing a car with insurance as part of the deal is a good way to keep things simple, but might not be the cheapest way to insure your car
14 Apr 2022
Cheap car insurance for young drivers: top tips![Young drivers](https://media.autoexpress.co.uk/image/private/s--_VBKDj-K--/f_auto,t_card-mobile@1/v1634043029/autoexpress/2021/10/Young%20drivers%20car%20insurance%20.jpg)
![Young drivers](https://media.autoexpress.co.uk/image/private/s--_VBKDj-K--/f_auto,t_card-mobile@1/v1634043029/autoexpress/2021/10/Young%20drivers%20car%20insurance%20.jpg)
Cheap car insurance for young drivers: top tips
Our guide on car insurance for teenage drivers that could help save hundreds on your annual bill
12 Oct 2021
Illegal car modification hotspots revealed![Volkswagen Polo exhaust](https://media.autoexpress.co.uk/image/private/s--FQFUNKVe--/f_auto,t_card-mobile@1/v1562255572/autoexpress/vw-polo-used-exhaust.jpg)
![Volkswagen Polo exhaust](https://media.autoexpress.co.uk/image/private/s--FQFUNKVe--/f_auto,t_card-mobile@1/v1562255572/autoexpress/vw-polo-used-exhaust.jpg)
Illegal car modification hotspots revealed
Gloucestershire has the highest proportion of illegal car modifications, with altered number plates the most common breach
14 Jun 2021
Free car insurance for people getting vaccine![Car insurance](https://media.autoexpress.co.uk/image/private/s--b1TGMqlv--/f_auto,t_card-mobile@1/v1579619602/carbuyer/get-cheaper-car-insurance-uk-2013.jpg)
![Car insurance](https://media.autoexpress.co.uk/image/private/s--b1TGMqlv--/f_auto,t_card-mobile@1/v1579619602/carbuyer/get-cheaper-car-insurance-uk-2013.jpg)
Free car insurance for people getting vaccine
Three hours’ temporary insurance cover given away; drivers need only email a picture of the vaccination card to redeem offer
7 Jun 2021
What is car GAP insurance?![Long-term test review Mazda MX-5 - Lesley showroom](https://media.autoexpress.co.uk/image/private/s--G0IPE7NN--/f_auto,t_card-mobile@1/v1563183765/autoexpress/2016/05/dsc_0179.jpg)
![Long-term test review Mazda MX-5 - Lesley showroom](https://media.autoexpress.co.uk/image/private/s--G0IPE7NN--/f_auto,t_card-mobile@1/v1563183765/autoexpress/2016/05/dsc_0179.jpg)
What is car GAP insurance?
We explain GAP and finance GAP insurance for cars, and ask whether you really need it
20 May 2021