BMW 5 Series 520d xDrive M Sport

£436 per month with a £5,999 deposit (3.9 per cent APR)

The 5 Series is the most expensive exec of our line-up, but that’s no surprise, because it’s also the newest. We were very impressed with the latest car when we drove it in December, and given its youth, heaps of tech and great handling, over £400 a month is to be expected. The balloon payment is also the costliest here, but conversely, 3.9 per cent APR is the lowest of the lot.

Model: BMW 5 Series 520d xDrive M SportMonthly payments: £436List price: £41,025Aim to pay: £41,025Deposit: £5,999Deposit contribution: £3,551No of payments: 35APR: 3.9%Optional final payment: £19,106Total amount: £40,377

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