Fiat Panda 1.1 Active Eco

£99.77 per month, personal loan (10% APR)

Personal loans are an easy way to get hold of cash, and if you haven’t got a deposit saved or car to part exchange, they allow you to pay for the entire cost of a new model. Now, with Fiat’s special offer on its 1.1-litre Panda, you can get hold of a new motor for less than £100 a month.

The deal gives you the chance to get the 119g/km Fiat Panda for only £5,995. Sainsbury’s Finance will do the rest, but you’ll need to spread the payments over seven years to keep the monthly instalments down, and the APR of 10 per cent is par for the course on such an amount. Keep the car for the duration of the loan, and it’s an affordable choice.

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