SUV/Crossover: Toyota RAV4

The spacious and capable Toyota RAV4 could be yours for around £4,800, making it a compelling buy

What £4,800 buys: Toyota RAV4 X-TR 2.2 D-4D

(100,000 miles, 57 plate)

Engine: 2.2-litre 4cyl, 134bhp

0-62mph/top speed: 10.5 secs/112mph

Economy/CO2/tax: 42mpg/173g/km/£210

Crossovers and SUVs have become hugely popular in recent years. Take on a PCP for one of these, and you'll be committing to anywhere between £200 and £600 a month. That means you'll pay an average of £4,800 annually - the cost of a 2007 Toyota RAV4 2.2 D-4D.

Best 4x4s and SUVs to buy now

Toyota practically invented the compact SUV with the RAV4, and at under £5,000, the third-generation model is something of a bargain. Running costs can be high, but the car is very reliable and capable off-road, as long as you steer clear of the front-wheel-drive versions and go for a 4WD model.

Also consider:

2004 Volvo XC90 D5: The original XC90 looks sharp and offers seven-seat practicality, but can be expensive to run.

2007 Land Rover Freelander 2Versatile Freelander 2 is great both on and off-road. Reliability record lets it down.

Best used PCP alternatives:

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