City car/supermini: SEAT Ibiza
We found a 1.4 Sport model of the popular Polo-based supermini for just £2,100
What £2,100 buys: SEAT Ibiza 1.4 Sport
(50,000 miles, 07-plate)
Engine: 1.4-litre 4cyl, 84bhp
0-62mph/top speed: 11.9 secs/112mph
You'll do well to pay less than £150 per month for even the smallest city car on a PCP, and if you move up a class to something like a Ford Fiesta, you'll generally pay around £180. Assuming £175 a month is par for the course, you'll be shelling out £2,100 a year for your new car on a PCP, for which you could buy a 2007 SEAT Ibiza 1.4 Sport.
The Mk3 Ibiza is still a sharp-looking car despite its age, although some owners find it uncomfortable thanks to its hard ride. Reliability can also be patchy, but find a good example and you'll see exactly why it's a bargain.
2007 Fiat Panda 1.2: Although it's relatively plan to look at, the Panda is cleverly designed, practical and bursting with a feelgood factor.
2006 Skoda Fabia 1.4: It's the safe option, but if you want a sturdy small car that just works, the Fabia is perfect.
Best used PCP alternatives:
- 1IntroductionPersonal Contract Purchasing is more popular than ever, but we show which used cars you can buy with a year's worth of PCP payments
- 2City car/supermini: SEAT Ibiza - currently readingWe found a 1.4 Sport model of the popular Polo-based supermini for just £2,100
- 3Compact family car: Vauxhall AstraA practical choice, you can pick up a Vauxhall Astra for £3,000 without too much trouble
- 4Compact executive car: Audi A4Just £4,800 could buy this classy and efficient Audi A4
- 5SUV/Crossover: Toyota RAV4The spacious and capable Toyota RAV4 could be yours for around £4,800, making it a compelling buy
- 6MPV: Ford GalaxyHugely spacious yet pretty fun to drive, the Ford Galaxy looks like great value at £4,200
- 7Sports car: Mazda MX-5For a bit of drop-top fun, nothing beats a Mazda MX-5 - and one could be yours for just £4,200