City car/supermini: SEAT Ibiza

We found a 1.4 Sport model of the popular Polo-based supermini for just £2,100

What £2,100 buys: SEAT Ibiza 1.4 Sport
(50,000 miles, 07-plate)
Engine: 1.4-litre 4cyl, 84bhp
0-62mph/top speed: 11.9 secs/112mph
Economy/CO2/tax: 43mpg/156g/km/£185

You'll do well to pay less than £150 per month for even the smallest city car on a PCP, and if you move up a class to something like a Ford Fiesta, you'll generally pay around £180. Assuming £175 a month is par for the course, you'll be shelling out £2,100 a year for your new car on a PCP, for which you could buy a 2007 SEAT Ibiza 1.4 Sport.

Best city cars

The Mk3 Ibiza is still a sharp-looking car despite its age, although some owners find it uncomfortable thanks to its hard ride. Reliability can also be patchy, but find a good example and you'll see exactly why it's a bargain.

Also consider:

2007 Fiat Panda 1.2: Although it's relatively plan to look at, the Panda is cleverly designed, practical and bursting with a feelgood factor.

2006 Skoda Fabia 1.4: It's the safe option, but if you want a sturdy small car that just works, the Fabia is perfect.

Best used PCP alternatives:

Most Popular

BMW 5 Series vs Audi A6 vs Volvo S90
BMW 5 Series vs Audi A6 vs Volvo S90 - main
Car group tests

BMW 5 Series vs Audi A6 vs Volvo S90

Can plug-in hybrid power create a clear winner out of the BMW 5 Series, Audi A6 or Volvo S90
23 Jan 2021
Best small 4x4s to buy 2021
Dacia Duster ford
Best cars & vans

Best small 4x4s to buy 2021

Need 4x4 capability without big SUV fuel bills? Take a look our top 10 small 4x4s instead
6 Jan 2021
New Lotus ‘Type 131’ due in 2021 as Elise, Exige and Evora bow out
Lotus range
Lotus

New Lotus ‘Type 131’ due in 2021 as Elise, Exige and Evora bow out

A new look Lotus line-up is teased with heavy influence from Evija hypercar expected
24 Jan 2021