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Sports car: Mazda MX-5

For a bit of drop-top fun, nothing beats a Mazda MX-5 - and one could be yours for just £4,200

What £4,200 buys: Mazda MX-5 2.0
(55,000 miles, 56 plate)
Engine: 2.0-litre 4cyl, 158bhp
0-62mph/top speed: 8.3 secs/134mph
Economy/CO2/tax: 36mpg/183g/km/£230

You don't have to drive something functional to take out a PCP, as deals are available on sporty roadsters, too. Mazda's new MX-5 will cost around £265 per month, an Audi TTS Coupe is just over £450, while a TT Roadster is £506. That's an average of £350 a month, or £4,200 over a year - which is enough to buy a low-mileage 2006 Mk3 MX-5 outright.

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Best sports cars 2016

Mazda reinvented the roadster with a simple formula: rear-wheel drive, minimal weight and lots of feel. You can buy a cracking MX-5 for less than our £4,200 budget, but spend this much and you'll find a low-mileage model.

Also consider:

1998 Porsche Boxster: It led the class for dynamics when new, but buy carefully or it could become very expensive.

2002 Mercedes SLK 230K: Unique coupe-cabriolet is a great all-rounder, although corrosion is a known issue.

Best used PCP alternatives:

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