Sports car: Mazda MX-5
For a bit of drop-top fun, nothing beats a Mazda MX-5 - and one could be yours for just £4,200
What £4,200 buys: Mazda MX-5 2.0
(55,000 miles, 56 plate)
Engine: 2.0-litre 4cyl, 158bhp
0-62mph/top speed: 8.3 secs/134mph
You don't have to drive something functional to take out a PCP, as deals are available on sporty roadsters, too. Mazda's new MX-5 will cost around £265 per month, an Audi TTS Coupe is just over £450, while a TT Roadster is £506. That's an average of £350 a month, or £4,200 over a year - which is enough to buy a low-mileage 2006 Mk3 MX-5 outright.
Mazda reinvented the roadster with a simple formula: rear-wheel drive, minimal weight and lots of feel. You can buy a cracking MX-5 for less than our £4,200 budget, but spend this much and you'll find a low-mileage model.
1998 Porsche Boxster: It led the class for dynamics when new, but buy carefully or it could become very expensive.
2002 Mercedes SLK 230K: Unique coupe-cabriolet is a great all-rounder, although corrosion is a known issue.
Best used PCP alternatives:
- 1IntroductionPersonal Contract Purchasing is more popular than ever, but we show which used cars you can buy with a year's worth of PCP payments
- 2City car/supermini: SEAT IbizaWe found a 1.4 Sport model of the popular Polo-based supermini for just £2,100
- 3Compact family car: Vauxhall AstraA practical choice, you can pick up a Vauxhall Astra for £3,000 without too much trouble
- 4Compact executive car: Audi A4Just £4,800 could buy this classy and efficient Audi A4
- 5SUV/Crossover: Toyota RAV4The spacious and capable Toyota RAV4 could be yours for around £4,800, making it a compelling buy
- 6MPV: Ford GalaxyHugely spacious yet pretty fun to drive, the Ford Galaxy looks like great value at £4,200
- 7Sports car: Mazda MX-5 - currently readingFor a bit of drop-top fun, nothing beats a Mazda MX-5 - and one could be yours for just £4,200