Volvo XC90 D5 PowerPulse Momentum

£499 per month with a £9,378 deposit (5.9 per cent APR)

The latest XC90 is among the smartest and most advanced large SUVs on sale, which is why it was our 2015 Car of the Year. Volvo took an already successful formula and updated it with loads of kit and a much more upmarket cabin, and there’s also a plug-in hybrid. It isn’t cheap and there’s no deposit contribution, but you do get three free services.

Model: Volvo XC90 D5 PowerPulse MomentumMonthly payments: £499List price: £48,050Aim to pay: £45,846Deposit: £9,378Deposit contribution: £0No of payments: 36APR: 5.9%Optional final payment: £26,500Total amount: £53,842

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