Best new car deals 2021 - family cars to small SUVs

The best family car and small SUV deals on the market in the UK

Best family car deals

Hyundai Ioniq - £318 per month

  • Model: Hyundai Ioniq Hybrid Premium SE
  • Per month: £318
  • List price: £28,245
  • Deposit: £4,700
  • APR: 4.8%
  • Deposit contribution: £1,750
  • Number of payments: 48
  • Final payment: £9,582
  • Total paid by customer if returning: £19,954
  • Total paid by customer if keeping: £29,536

We’ve gone for the classic Toyota Prius-rivalling Ioniq here rather than the plug-in or pure-electric models, but it should still be commendably affordable to run. Our Driver Power respondents gave the Ioniq a category win for fuel economy and running costs, after all.

Helping you further with finances is a decent £1,750 deposit contribution from Hyundai, which means an Ioniq can be on your driveway for a little over £300 a month. Not bad for a car its maker was so confident in that it named an entire EV sub-brand after it.

Best small SUV deals

Dacia Duster - £217 per month

  • Model: Dacia Duster TCe 90 Comfort
  • Per month: £217
  • List price: £15,095
  • Deposit: £217
  • APR: 5.9%
  • Deposit contribution: £500
  • Number of payments: 48
  • Final payment: £6,459
  • Total paid by customer if returning: £10,663
  • Total paid by customer if keeping: £17,092

With value carved into its heart, it’s perhaps a little surprising that Dacia can’t do better than a 5.9 per cent APR rate, but at least you get a £500 deposit contribution thrown into the mix.

Plus, all that’s needed for this deal is a mere £217 deposit, which also leaves you with £217 monthly repayments over four years – with the option to own outright at the end for £6,459. Comfort trim includes cruise control, a reversing camera, a DAB radio and 16-inch alloy wheels.

Renault Captur - £219 per month

  • Model: Renault Captur TCe 90 Play
  • Per month: £219
  • List price: £22,400
  • Deposit: £3,603
  • APR: 0%
  • Deposit contribution: £500
  • Number of payments: 24
  • Final payment: £9,941
  • Total paid by customer if returning: £9,359
  • Total paid by customer if keeping: £19,300

Go for this deal from Renault and while you’ll be buying into a relatively short 25-month contract and will be capped to 6,000 miles a year, you’ll also be getting a double-bubble discount, with both a zero-per-cent interest deal, and £500 deposit contribution from the French brand thrown in for good measure.

Play trim gets a seven-inch touchscreen with Android Auto and Apple CarPlay, together with LED headlights, and a bunch of safety equipment, including traffic-sign recognition, lane-keep assist and rear parking sensors.

Suzuki Vitara - £219 per month

  • Model: Suzuki Vitara 1.4 Hybrid SZ-T 
  • Per month: £219
  • List price: £20,249
  • Deposit: £3,767
  • APR: 5.9%
  • Deposit contribution: £1,500
  • Number of payments: 48
  • Final payment: £7,090
  • Total paid by customer if returning: £14,070
  • Total paid by customer if keeping: £21,160

Smaller manufacturers such as Suzuki often struggle to match the heavy-hitting finance offers put forward by their larger rivals, but this deal on the capable, characterful Vitara is decent enough, with a so-so 5.9 per cent interest rate largely being offset by a £1,500 deposit contribution on the SZ-T model over this 10,000-miles-per-year deal. 

This mid-range trim level includes Apple CarPlay and Android Auto connectivity, a reversing camera and 17-inch alloy wheels, as well as climate control.

Ford EcoSport - £240 per month

  • Model: Ford EcoSport 1.0 125PS ST-Line
  • Per month: £240
  • List price: £22,175
  • Deposit: £5,566
  • APR: 1.5%
  • Deposit contribution: £0
  • Number of payments: 36
  • Final payment: £8,537
  • Total paid by customer if returning: £14,206
  • Total paid by customer if keeping: £22,743

The EcoSport is overshadowed by the newer and objectively far better Puma, but it’s a small SUV that still finds favour with owners. Also likely to appeal is this low-interest offer from Ford, which puts just 1.5 per cent interest against this three-year deal, getting you an EcoSport for £240 a month in the process.

ST-Line trim includes a few sporty trappings, such as black alloy wheels, a rear spoiler and stiffer suspension, together with upgraded upholstery and red stitching throughout the cabin.

Ford Puma - £240 per month

  • Model: Ford Puma 1.0 Mild Hybrid 125PS ST-Line
  • Per month: £240
  • List price: £23,920
  • Deposit: £6,428
  • APR: 0%
  • Deposit contribution: £0
  • Number of payments: 24
  • Final payment: £11,732
  • Total paid by customer if returning: £12,188
  • Total paid by customer if keeping: £23,920

Cheeky looks, a willing character and with a fair few practical touches to boot – it’s no wonder the Puma is flying out of showrooms. And that’s before you get to deals such as this, which throws the temptation of zero-per-cent finance into the offing.

So while this is a short, 24-month deal, put £6,429 down and a Puma can be yours for £240 a month. ST-Line adds a sporty bodykit, sports suspension, 12.3-inch dashboard dials, cruise control, air-conditioning and full smartphone connectivity.

Nissan Juke - £243 per month

  • Model: Nissan Juke 114 DIG-T N-Connecta 
  • Per month: £243
  • List price: £22,440
  • Deposit: £3,000
  • APR: 3.99%
  • Deposit contribution: £500
  • Number of payments: 48
  • Final payment: £9,596
  • Total paid by customer if returning: £14,644
  • Total paid by customer if keeping: £24,240 

Put a reasonable £3,000 down and Nissan will top that up with a £500 contribution, and offer a 3.99 per cent APR rate, getting you a new Juke for £243 a month. 

N-Connecta trim keeps the costs down while featuring 17-inch alloy wheels, a leather steering wheel and gearlever, digital dashboard dials, Apple CarPlay and Android Auto, sat-nav, a reversing camera and climate control. The DIG-T 114 engine is a 112bhp 1.0-litre turbocharged three-cylinder unit, which returns 49.9mpg and takes 10.7 seconds to go from 0-62mph.

Volkswagen T-Roc – £255 per month

  • Model: Volkswagen T-Roc 1.0 TSI 110PS Active
  • Per month: £255
  • List price: £24,545
  • Deposit: £3,585
  • APR: 4.8%
  • Deposit contribution: £1,250
  • Number of payments: 47
  • Final payment: £10,590
  • Total paid by customer if returning: £15,570
  • Total paid by customer if keeping: £26,160

The T-Roc has been a nice little seller for Volkswagen, so while the interest rate on this deal is no more than reasonable, it’s decent to see a five-per-cent discount by way of a £1,250 deposit contribution here. 

Put a little over £3,500 down and you can get yours for £255 a month over four years, while Active trim includes 17-inch alloy wheels, a powered tailgate, parking sensors, climate control and sat-nav. As with all PCPs, at the end of the deal either hand the car back, buy it outright, or use any ‘equity’ to go towards your next car.

Peugeot 2008 - £259 per month

  • Model: Peugeot 2008 1.2 PureTech 130 GT
  • Per month: £259
  • List price: £26,740
  • Deposit: £4,432
  • APR: 4.9%
  • Deposit contribution: £2,200
  • Number of payments: 47
  • Final payment: £11,685
  • Total paid by customer if returning: £16,605
  • Total paid by customer if keeping: £28,290

This was one of the more convoluted deals we found, featuring a £500 “Peugeot customer saving”, an identical “Peugeot promotion deposit contribution” and a £1,200 straight deposit contribution. 

Basically we’re talking about a combined £2,200 off the list price – a fair deal on this 2008 GT, and it partly offsets the distinctly average 4.9 per cent APR. The bottom line for you is that putting just under £4,500 down and then paying £259 a month bags you a sporty-looking GT model with 128bhp.

Toyota C-HR - £305 per month

  • Model: Toyota C-HR 1.8 Hybrid Design
  • Per month: £305
  • List price: £29,840
  • Deposit: £4,000
  • APR: 0%
  • Deposit contribution: £1,000
  • Number of payments: 35
  • Final payment: £14,175.00
  • Total paid by customer if returning: £14,665
  • Total paid by customer if keeping: £28,840

Zero-per-cent interest rubs shoulders with a £1,000 deposit contribution, easing you into C-HR ownership for a little over £300 a month over three years. That’s a decent deal by anyone’s standards, and becomes all the more so when you bear in mind just how chuffed C-HR owners tell us they are with their cars. 

We’ve chosen the 1.8-litre petrol hybrid over the 2.0-litre version, because it’s competent and returns up to 57.6mpg, officially. Those sporty looks aren’t just for show, either, because the C-HR is surprisingly good to drive, with sharp handling and a comfortable ride.

Design trim is a decent spec, too, including modern-day essentials such as dual-zone air-conditioning and an eight-inch infotainment system complete with Apple CarPlay and Android Auto.

SEAT Arona - £311 per month

  • Model: SEAT Arona 1.0 TSI 110PS FR
  • Per month: £311
  • List price: £22,570
  • Deposit: £2,600
  • APR: 0%
  • Deposit contribution: £0
  • Number of payments: 35
  • Final payment: £9,086
  • Total paid by customer if returning: £13,484
  • Total paid by customer if keeping: £22,570

A relatively short (by modern PCP standards) 36-month deal on this Arona makes the monthlies seem a bit heavier compared with some of the more typical 48-month contracts illustrated here.

But don’t be put off, because SEAT’s zero-per-cent interest offer in effect translates into a free five-figure loan, with £2,600 down bringing repayments in at just over £300 a month. The 1.0-litre three-cylinder engine is a thrummy gem, while FR trim includes 17-inch alloy wheels, full LED headlights and sports seats.

Kia Stonic - £314 per month

  • ModelKia Stonic 1.0 T-GDi 118 GT-Line
  • Per month: £314
  • List price: £21,200
  • Deposit: £4,240
  • APR: 0%
  • Deposit contribution: £0
  • Number of payments: 24
  • Final payment: £9,435
  • Total paid by customer if returning: £11,765
  • Total paid by customer if keeping: £21,200

Kia had a couple of offers on at the time of writing. The one we’re illustrating is a 24-month deal that has zero-per-cent interest, albeit without a deposit contribution, which means you take custodianship of a new Stonic for £313 a month with a little over £4,000 down. 

The other style of offer we found was over a longer, 36-month period, and while that had an interest rate of 4.9 per cent, it brought with it a £1,750 deposit contribution, putting the same GT-Line mild-hybrid Stonic on your drive for £300 down and £275 a month.

Volvo XC40 - £319 per month

  • Model: Volvo XC40 T3 R-Design
  • Per month: £319
  • List price: £33,465
  • Deposit: £6,721
  • APR: 5.9%
  • Deposit contribution: £1,559
  • Number of payments: 48
  • Final payment: £14,576
  • Total paid by customer if returning: £22,034
  • Total paid by customer if keeping: £36,610

A slightly disappointing interest rate of 5.9 per cent APR is somewhat made up for by a £1,558 deposit contribution from Volvo, while putting down a deposit of £6,721 will bring the monthly repayments on this XC40 in at £319 over four years. 

The T3 engine is a three-cylinder 1.5-litre unit with 154bhp. R-Design trim, meanwhile, adds the sporty trappings many buyers seem to be crying out for these days, including smart 18-inch diamond-cut alloy wheels and a contrasting black roof.

Kia Niro - £336 per month

  • Model: Kia Niro Hybrid Connect 
  • Per month: £336
  • List price: £25,995
  • Deposit: £4,000
  • APR: 4.9%
  • Deposit contribution: £2,000
  • Number of payments: 36
  • Final payment: £10,123
  • Total paid by customer if returning: £16,112
  • Total paid by customer if keeping: £26,235

The Niro embraces a trend we’ve seen a fair bit of in recent years, in that it can be had as a hybrid, a plug-in hybrid, or as a full EV to suit your needs.

We’ve gone for the straightforward hybrid for the purposes of this deal, which has you putting £4,000 down, Kia offering £2,000 by way of a deposit contribution, then you making 36 payments of £336 over the course of three years, with interest set at 4.9 per cent. Connect trim, meanwhile, brings part-leather seats, and a 10.25-inch touchscreen system.

MINI Countryman - £355 per month

  • Model: MINI Countryman Cooper Sport
  • Per month:  £355
  • List price: £38,405
  • Deposit: £2,000
  • APR: 3.9%
  • Deposit contribution: £1,000
  • Number of payments: 47
  • Final payment: £11,578
  • Total paid by customer if returning: £18,685
  • Total paid by customer if keeping: £30,263

A respectably low interest rate coupled with a decent £1,000 deposit contribution brings this deal from MINI in at £355 a month for a Countryman Cooper Sport, a model that strikes a decent balance between performance and economy. 

Sport trim adds the aesthetic trappings of the more potent S model but with the more efficient 136bhp 1.5-litre Cooper engine – good for a sub-10-second 0-62mph time and around 40mpg. Raise the deposit to £4,000 to bring the monthlies down to £309.

Audi Q3 - £359 per month

  • Model: Audi Q3 35 TFSI S line
  • Per month: £359
  • List price: £34,925
  • Deposit: £5,784
  • APR: 4.9%
  • Deposit contribution: £2,000
  • Number of payments: 47
  • Final payment: £14,231
  • Total paid by customer if returning: £22,667
  • Total paid by customer if keeping: £36,898

One of the beauties of financial regulations is that you can see exactly how much a specific deal costs before signing on the dotted line, as this Q3 offer makes clear. 

In this case, if you make the balloon payment at the end of the PCP deal to own the car, you’ll be paying a little under £2,000 more than if you had paid cash, which, given the cost of conventional borrowing, is reasonable. Audi’s £2,000 contribution undoubtedly helps here, and puts a Q3 on your drive for £5,784 down then £359 a month over four years.

Click on to page three for more of our best new car deals...

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