Best new car deals 2022 - SUVs

The best SUV deals on the market in the UK

Best SUV deals

BMW X5 -  £769 per month

  • Model: X5 30d xDrive M Sport
  • Per month: £769
  • List price: £66,750
  • Deposit: £7,059
  • APR: 3.9%
  • Deposit contribution: £1,937
  • Number of payments: 48
  • Final payment: £28,250

How good is the X5? Well, it’s taken back-to-back wins in the Large Premium SUV class in our New Car Awards despite fierce competition. Its blend of comfort, the option of seven seats, and state-of-the-art tech is a big part of its appeal, as is the sharp handling that’s at odds with the BMW’s size. 

With its smooth straight-six and 54-mile electric range, the plug-in hybrid 45e xDrive is a highlight, especially for business users. Yet if you’re looking to get the most for your cash, then it has to be the 3.0-litre diesel in racy, well equipped M Sport guise, which blends muscular performance with decent frugality.

Ford Puma - £275 per month

  • Model: Puma 1.0 EcoBoost 125 mHEV ST-Line
  • Per month: £275
  • List price: £24,085
  • Deposit: £4,776
  • APR: 0%
  • Deposit contribution: nil
  • Number of payments: 24
  • Final payment: £13,385

The Puma has been a smash hit for Ford, its entry-level crossover taking a top-10 placing in the 2021 sales charts. It combines the engaging driving dynamics and low running costs of the Fiesta, with a bit more space and trendy SUV styling. 

It’s also backed by frugal and responsive mild-hybrid petrol engines, while there’s the option of the hard-charging 197bhp ST. All Pumas get the novel Megabox storage under the boot floor, while the SYNC 3 infotainment is a doddle to use. Throw in some attractive PCP deals with low interest rates and the Blue Oval’s baby crossover is hard to resist.

Hyundai Ioniq 5 - £495 per month

  • Model: Ioniq 5 73kWh Premium
  • Per month: £495
  • List price: £42,370
  • Deposit: £6,000
  • APR: 5.5%
  • Deposit contribution: nil
  • Number of payments: 48
  • Final payment: £18,660

Our reigning Car of the Year is so good that it’s difficult to know where to start. With its daring design, spacious interior that oozes upmarket appeal and a sophisticated driving experience, the Hyundai Ioniq 5 instantly makes other EV rivals look a little old hat. 

It’s the same under the skin, where you’ll find an 800V electrical architecture, which allows incredible rapid recharging that even some premium EVs can’t match. There’s a choice of motors and battery outputs (including all-wheel drive), which can give both scorching performance and a range of up to 300 miles. 

Better still, prices for the Ioniq 5 start from just £37,420. Going green has never looked or felt so good.

Hyundai Santa Fe - £490 per month

  • Model: Santa Fe 1.6 T-GDi Hybrid Premium 4WD
  • Per month: £490
  • List price: £42,685
  • Deposit: £6,000
  • APR: 5.5%
  • Deposit contribution: £1,000
  • Number of payments: 48
  • Final payment: £18,068

Nowhere is Hyundai’s push upmarket more obvious than with its flagship SUV, the Santa Fe. Imposing on the outside and boasting an interior that mixes premium appeal with state-of-the-art features, the big Hyundai is dripping in showroom appeal. 

There’s also a new range of drivetrains that combine strong performance with good running costs, while the driving experience prioritises comfort and refinement. Yet the Santa Fe hasn’t forgotten its sensible roots, offering a spacious, well equipped interior with seven-seat versatility. And while it looks pricey, you get a lot of car for your cash.

Hyundai Tucson - £298 per month

  • Model: Tucson 1.6 T-GDi 48V MHEV
  • Per month: £298
  • List price: £30,940
  • Deposit: £4,500
  • APR: 3.9%
  • Deposit contribution: nil
  • Number of payments: 48
  • Final payment: £12,799

Featuring head-turning looks, a classy interior and cutting-edge tech, the Tucson comfortably bagged the Mid-Size SUV prize at our 2021 New Car Awards. This is a compact SUV that delivers style and substance, and it saw off established rivals. 

For starters, it drives as sharply as it looks, with composed handling, a compliant ride and excellent refinement. There’s space for the family and a vast boot, while advanced driver aids and a five-year warranty add peace of mind. The icing on the cake is the vast array of. electrified engines, with the standard 48v mild hybrid joined by full-hybrid and plug-in hybrid options.

Kia Sorento - £551 per month

  • Model: Sorento 1.6 T-GDi 2 Self Charging Hybrid
  • Per month: £551
  • List price: £40,060
  • Deposit: £6,000
  • APR: 5.9%
  • Deposit contribution: £750
  • Number of payments: 36
  • Final payment: £18,039

Like the Hyundai Santa Fe, the Sorento serves up a compelling blend of space, seven-seat versatility and premium appeal. Bold design gives the Sorento plenty of personality, while the interior is packed with high-grade materials and cutting-edge tech, including excellent touchscreen infotainment and advanced driver safety aids. 

There’s a diesel option, or petrol-electric self-charging and plug-in hybrid powertrains; the latter is capable of 35 miles of pure EV running. With a soft ride, low noise levels, light controls and four-wheel drive, the Kia is relaxing on the move, a feeling enhanced by the seven-year warranty.

Land Rover Discovery - £622 per month

  • Model: Discovery D300 S
  • Per month: £622
  • List price: £56,440
  • Deposit: £8,000
  • APR: 5.9%
  • Deposit contribution: nil
  • Number of payments: 48
  • Final payment: £27,592

Nearly a quarter of a century after its debut, the Discovery is still one of the best 4x4s by far. Now in its fifth incarnation, the Land Rover combines the versatility and go-anywhere ability of the Defender with the luxury, refinement and on-road poise of the even more premium Range Rover. 

A recent update has added a new range of mild-hybrid petrol and diesel engines, plus the excellent Pivi Pro infotainment system. Its seven-seat interior remains one of the most practical in the business, while advanced driver aids help you on and off road. As a car for all seasons and all occasions, it’s one of the best around.

Mercedes GLA - £453 per month

  • Model: GLA 250 e Exclusive Edition Premium
  • Per month: £435
  • List price: £40,395
  • Deposit: £5,000
  • APR: 6.1%
  • Deposit contribution: nil
  • Number of payments: 48
  • Final payment: £20,375

Two victories on the trot in Auto Express’s annual New Car Awards confirm that the classy Mercedes GLA is one of the best premium compact crossovers in the business. 

Boasting good looks and an interior that’s as upmarket as it is comfortable, the high-riding  Mercedes also packs some of the most advanced technology in this sector. From the excellent MBUX infotainment system to the advanced driver aids, the GLA has nearly as much cutting-edge kit as the German manufacturer’s S-Class limousine.

There’s also a GLA for everyone, from the fire-breathing 415bhp AMG 45 S through to a plug-in 250 e that will cover 37 miles in EV mode. Strong residual values and composed driving dynamics only add to the model’s considerable appeal.

MG ZS EV - £339 per month

  • Model: ZS EV SE Long Range
  • Per month: £339
  • List price: £29,945
  • Deposit: £4,000
  • APR: 4.9%
  • Deposit contribution: Nil
  • Number of payments: 48
  • Final payment: £13,014

MG is on a roll at the moment. After years in the wilderness, the Chinese firm has been making great gains in the sales charts, and this is largely down to the increasing electrification of its line-up. 

Leading the charge is the ZS compact SUV, which is now available with a larger 72.6kWh battery for a claimed range of 273 miles. It’s packed with cutting-edge safety kit and infotainment. With smooth and silent acceleration, predictable handling and decent comfort, plus a £27,495 starting price and a seven-year warranty, it’s not hard to see the sensible MG’s appeal.

Nissan Qashqai - £297 per month

  • Model: Qashqai 1.3 DiG-T 140 Acenta Premium
  • Per month: £297
  • List price: £27,155
  • Deposit: £3,500
  • APR: 4.9%
  • Deposit contribution: £500
  • Number of payments: 48
  • Final payment: £12,279

The car that started the crossover revolution is in its third generation – and better than ever. Launched last year, the latest Qashqai looks sharper, is brimming with the latest tech and matches more expensive machines for premium appeal. 

At the heart of the car’s allure is its roomy interior, which has clearly been designed for family life; there’s loads of storage, a clever boot divider and wide-opening rear doors. Some rivals are more fun to drive, but the Qashqai is comfortable, capable and quiet, while the mild-hybrid 1.3-litre petrol is punchy and frugal. 

Peugeot 3008 - £349 per month

  • Model: 3008 GT Hybrid 225 eEAT8
  • Per month: £349
  • List price: £40,595
  • Deposit: £6,874
  • APR: 5.9%
  • Deposit contribution: £3,600 plus £1,000 discount
  • Number of payments: 48
  • Final payment: £18,192

Freshly facelifted and with an interior that combined upmarket appeal and bold design, this French crossover stands out from the crowd. The 3008 is also well equipped and features advanced driver aids, and although the touchscreen infotainment is a little fiddly, it offers good connectivity. 

There’s a wide range of engines, while an emphasis on comfort and refinement makes the Peugeot a relaxing choice. Better still, there’s even a smooth and efficient plug-in hybrid option which, thanks to a hefty deposit contribution, costs only a little more per month than the entry-level petrol.

Renault Captur - £219 per month

  • Model: Captur TCe 90 Limited
  • Per month: £219
  • List price: £20,590
  • Deposit: £2,651
  • APR: 0%
  • Deposit contribution: nil
  • Number of payments: 24
  • Final payment: £12,683

Anyone doubting Renault’s recent renaissance just needs to take a look at the capable Captur. A two-time winner in our annual New Car Awards, the stylish small crossover is very practical, with a roomy interior, as well as a useful sliding rear bench and a big boot. 

It’s comfortable as well, with low noise levels and a supple ride, plus loads of technology as standard, including the latest driver-assistance aids and slick connectivity, as well as both hybrid and plug-in powertrain options. 

For most, however, the entry-level three-cylinder petrol is a good bet, while Renault’s interest-free finance deal makes the generously equipped Limited model look like cracking value.

SEAT Tarraco - £368 per month

  • Model: Tarraco 1.5 TSI EVO 150 FR
  • Per month: £368
  • List price: £34,270
  • Deposit: £5,000
  • APR: 4.1%
  • Deposit contribution: nil
  • Number of payments: 48
  • Final payment: £12,645

If you thought seven-seat SUVs were dull, then think again. Combining a spacious and versatile interior with head-turning design and sporty driving dynamics, the Tarraco is proof that having a growing family doesn’t mean you have to sacrifice on style or driver satisfaction. 

Our large SUV champ for the past three years at the annual Auto Express New Car Awards, the SEAT is very roomy and packed with family-friendly features, while all models get LED headlights, a digital dash and slick infotainment that offers seamless connectivity. There’s also a four-wheel-drive option, plus a wide range of engines, although the smooth and responsive 1.5-litre TSI EVO is our pick.

Skoda Enyaq iV - £479 per month

  • Model: Enyaq iV 80 Loft
  • Per month: £479
  • List price: £41,080
  • Deposit: £7,077
  • APR: 5.4%
  • Deposit contribution: £750 plus £199 service plan
  • Number of payments: 48
  • Final payment: £15,938

Skoda’s first family-sized EV has gone straight to the top of the class. Based on the same MEB platform as Audi’s Q4 e-tron and VW’s ID.4, the Enyaq iV offers a similarly slick driving experience, as much premium appeal and exactly the same tech, yet it has a more versatile interior and costs less to buy. 

There’s a choice of batteries and motors, but the 82kWh unit powering a 201bhp motor offers a range of up to 331 miles and punchy performance. The car’s popularity means deals are rare, but Skoda is currently throwing in a £750 deposit contribution and the first two services for free.

Skoda Karoq - £272 per month

  • Model: Karoq 1.5 TSI SE Drive
  • Per month: £272
  • List price: £25,870
  • Deposit: £4,000
  • APR: 5.4%
  • Deposit contribution: £1,750 plus £199 service plan
  • Number of payments: 48
  • Final payment: £10,583

Designed to replace the brilliant Yeti, the Karoq had some big boots to fill when it arrived in 2018. The compact SUV proved to be well up to the task, so with a facelifted version already revealed but not yet on sale, there’s never been a better time to bag a bargain on the current model. 

Plumping for the outgoing car won’t leave you feeling short-changed; few crossovers are as spacious and comfortable, while the accurate handling and composed ride mean it’s good to drive. Kit includes touchscreen infotainment with Apple and Android connectivity, plus a host of driver aids. 

Skoda Kodiaq - £340 per month

  • Model: Kodiaq 1.5 TSI SE Drive
  • Per month: £340
  • List price: £31,480
  • Deposit: £4,500
  • APR: 4.4%
  • Deposit contribution: £2,000 plus £199 service plan
  • Number of payments: 48
  • Final payment: £12,223

While the Kodiaq’s limelight has been stolen by newer rivals, the big SUV is fighting back with a subtle mid-life refresh. Tweaked looks mean its angular lines are as appealing as ever, while inside it gets the firm’s latest tech and high-quality materials. 

Yet in all other respects it’s the same as before, which means it beats most rivals for space and versatility, especially if you opt for a seven-seat version. On the road it feels far more nimble and engaging than its large dimensions would suggest, plus it’s comfy and refined. The 1.5-litre TSI engine is hard to beat for its blend of pace and efficiency.

How does PCP finance work?

More than 90 per cent of the new cars sold in the UK are purchased using some kind of finance, so while list prices are often referred to, monthly figures and deposits are arguably more relevant. Most car makers have their own version of a Personal Contract Purchase (PCP) and they all work in the same way.

PCPs are best thought of in three parts: the deposit, the monthly repayments, and the optional final payment. The deposit is the cash you’ll put down up front. This can either be a straightforward lump sum, the value of your part-exchange, a deposit contribution from the manufacturer, or a combination of all three.

The size of the deposit will affect the size of your monthly repayments. These are typically made over a 24, 36 or 48-month period, but can be scaled up or down to suit your circumstances. The final part is the optional final payment, which is sometimes referred to as the ‘balloon payment’. Your deposit and monthly payments only go part of the way to paying off the car; in fact, they’re actually paying off its depreciation over the time you’ll have it. To own the car you’ll need to pay the full amount off, but not every buyer does.

Many drivers use the car’s ‘equity’ as the deposit on their next one. This ‘equity’ is made up of overpayments you may have made, since makers often overestimate how much a new car will depreciate to play it safe. This quirk of PCPs means you might not necessarily have to find a big deposit each time you take out a new deal.

If you don’t want to own the car outright or roll any ‘equity’ into a new deal, your third option is to hand the car back with no additional payments, and walk away.

Other ways to finance

Few buyers have the means or motivation to spend tens of thousands of pounds in one go. So while PCP deals are the most popular finance option, retailers also have an alternative, called Personal Contract Hire (PCH).

PCH

Also known as personal leasing, PCH deals require less capital up front. After an ‘initial rental’ or up-front payment, you make a series of regular payments until the agreement ends, after which you hand back the car and walk away.

While there’s no large deposit, unlike a PCP, which offers a reasonable degree of flexibility, a PCH will tie you in for the duration, with no option of handing the car back early without a financial penalty.

Hire purchase

Not many people choose hire purchase now, but it’s still possible to take out an old-fashioned HP agreement on a new car.

Put down a deposit then make monthly repayments that, unlike with a PCH or PCP deal, pay off the value of the car. At the end of the term you own the car outright.

HP agreements are secured against the vehicle, so tend to offer more attractive interest rates than those offered with unsecured bank loans, for example.

Cash, cards & loans

The days of cash being king are long gone in the new-car market and you may find the deals offered via this purchase method are less attractive than those available were you to take out a PCH or PCP deal.

Credit cards offer a level of consumer protection but have heavy interest rates. A bank loan with an attractive interest rate is another route. You’ll pay cash for the car, so dealer discounts are harder to come by.

Choosing the right car for you

The cars listed above are our considered recommendations, but they won’t suit everyone. You should spend time ensuring that the model you choose has the space, style, economy, and performance you need.

Once you’ve drawn up your shortlist, call round dealers to book test drives, and put the car to good use. Make sure you, and anyone else who will be driving it, is satisfied and can find a suitable driving position behind the wheel.

Take the kids along to ensure they can get comfortable, too, and that it’s easy to get child seats in and out. And if you have hobbies with specific requirements, make sure the car is up to the job.

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