Vauxhall Viva: £129 per month

This personal lease deal on the Vauxhall Viva is like renting; there’s no option to own at the end of the three-year term. And it suits the stylish and well priced city car. All versions get electric mirrors and cruise control as standard, and while numb steering and a lacklustre engine make Skoda’s Citigo a better all-rounder, the Viva is a strong choice if you don’t drive much out of town.

Model: Vauxhall Viva 1.0i 75PS SLMonthly payments: £129List price: £9,865Aim to pay: £9,041  Deposit: £1,677Deposit contribution: N/ANo of payments: 35APR: N/AOptional final payment: N/ATotal amount: £6,192

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