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Audi A4 2.0 TDI Ultra 190 Sport

£319 per month with a £5,447 deposit (3.9 per cent APR)

For proof of how tough this sector is, check out this great offer on the all-new A4. The car may not look too different from its predecessor, but boasts a roomier cabin, more tech and efficient engines. Rivals such as the Jaguar XE are better to drive, but for feelgood factor the A4 is hard to beat. Our favourite engine is the 2.0 TDI 190. Audi’s £450 Virtual Cockpit is a worthwhile option.

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Model: Audi A4 2.0 TDI Ultra 190 SportMonthly payments: £319
List price: £32,695
Aim to pay: £26,764
Deposit: £5,447
Deposit contribution: £2,500No of payments: 35
APR: 3.9%Optional final payment: £15,896Total amount: £32,518

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