Best 4x4s and SUVs for Motability 2022

SUVs and 4x4s continue to gain in popularity, with seemingly every manufacturer producing SUV models to fill niche gaps in the market.

SUVs and 4x4s continue in their popularity, with seemingly every manufacturer producing SUV models to fill niche gaps in the market. Road-biased ‘crossover’ models have proved especially popular for those who want a high seating positions and lots of space, but will rarely drive off road.

The high seating position and easy access are key factors that have attracted Motability drivers to the SUV market and there is no doubt that the new breed of crossovers makes life on the road more pleasant. As well as ensuring you don’t have to lower yourself into the car, the higher seats in an SUV provide a better view out from behind the wheel.

Below are our top 3 affordable 4x4s for Motability buyers...

Skoda Karoq

Skoda Karoq - tracking

If the larger, seven-seat Skoda Kodiaq is too much metal for you, then the Czech manufacturer has the answer in the shape of the mid-size Karoq SUV.

Efficient engines and well-organised trim levels combine with a mature design to bring a solid, almost premium appeal. There’s one five-door body style, and while it only offers five seats, most trim levels come with the VarioFlex adjustable rear bench that allows you to alter the amount of passenger legroom or boot space depending on your needs.

There are sportier SUVs, but the Karoq strikes a pleasing balance between comfort and driving fun. Highlights include the supportive seats, a roomy cabin, well laid out controls and a high quality fit and finish, not to mention plenty of gadgets and toys on top versions - it’s an impressive effort. 

But, don't just take our word for it. Customers voted the Karoq into 18th place overall out of 75 cars in our 2022 Driver Power survey, with good marks for comfort, connectivity and reliability.

These days, no Karoq is available with nil advance payment, but it won’t feel like money wasted if you can afford it.

Ford Puma

Ford Puma ST-Line - front

The Ford Puma is one of the sharpest SUVs on sale. It successfully mixes driver fun with impressive practicality, making for a solid attempt at a family car. 

The Puma’s standard kit count is pretty impressive, too. Specs start with the Puma Titanium, which gets 17-inch alloy wheels, an eight-inch touchscreen, auto headlights and wipers and a suite of safety kit including autonomous emergency braking, cruise control and lane-keep assist. 

However, the ST-Line trim is likely to prove popular as it adds a sportier look, a digital instrument cluster and upgraded suspension.

Mild-hybrid tech is also now available throughout the Puma range, offering customers slightly improved fuel economy and cleaner emissions, and no model in the regular Puma line-up will be expensive to run.

You’ll need to pay an initial payment of around £1,000 which still seems exceptional value compared to a deposit on a traditional PCP deal. Buyers will be drawn to the car's overall refinement, solid build quality and decent range of engines and trim levels. We’ve chosen the Puma over the Kuga as the latter currently needs an initial payment of over £2,000, although it is more spacious.

Renault Captur

Renault Captur static

The Renault Captur makes a good choice for drivers on the Motability scheme; it’s stylish, practical, easy to get in and out of and represents decent value. It’s based on the Renault Clio, and many of the same plus points apply.

The newest Captur is also much easier to recommend than its predecessor, as it’s bigger, better-built and better to drive. The increase in size means it’s one of the most practical small SUVs on the market, and the improved driving experience is welcome even if a Ford Puma or Mazda CX-30 is still more entertaining on the road.

As with the Ford Puma, no Captur can be leased without an initial payment, but the Evolution trim linked to the 138bhp petrol engine is a strong combination. It’ll return over 40mpg, offers reasonable performance and provides plenty of standard features. These include rear parking sensors, sat nav, LED headlights and lane-departure warning. There’s now a frugal hybrid version, too, which isn’t typically any more expensive upfront.

Have you ever owned one of our best SUVs and 4x4s for Motability? Give us your review in the comments section below...

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