Kia Cee’d: £178 per month

£178 per month with a £3,750 deposit (0 per cent APR)

Kia Cee'd - front

Zero per cent finance sweetens this deal on Kia’s Ford Focus rival. The Cee’d comes with the brand’s seven-year warranty, and while that’ll be of little relevance to someone on a three-year PCP, it suggests the car will be trouble-free. It’s good looking, spacious and powered by a range of efficient engines, including a new 1.0-litre turbo petrol which is a fine alternative to the diesels.

Model: Kia Cee’d 1.4 ‘1’ 5drMonthly payments: £178List price: £15,105Aim to pay: £13,712Deposit: £3,750Deposit contribution: £0No of payments: 36APR: 0%Optional final payment: £4,949Total amount: £15,107

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