In-depth reviews

BMW X3 review - MPG, CO2 and running costs

The BMW X3 isn’t a budget option, but running costs should be as good as rivals

BMW is a premium brand, and that means overall purchase and running costs for the X3 are going to be higher than crossovers with lower badge values. Comparisons to the rest of the premium sector shouldn’t throw up too many shocks though.

The same goes for fuel economy and emissions, which fall into the same ballpark as upmarket rivals. However, these are big, heavy vehicles, and it will be relatively easy for owners to return real world figures that look much less appealing than the official test results. If you really want minimal running costs, the all-electric iX3 is the way to go but we’re concentrating on the petrol and diesel models here.

Talking of which, the smallest 2.0-litre diesel returns a combined test result of up to 47.9mpg, with CO2 emissions of 160g/km. The 3.0-litre diesel isn’t that far behind, capable of eking out a test figure of up to 45.6mpg with emissions of 161-167g/km. The 2.0-litre petrol offers up to 36.7mpg with up 176-181g/km in SE trim, while the racy X3 M40i will theoretically manage up to 31.4mpg, while producing up to 204-215g/km of CO2.

Many of these cars will be bought by companies for their employees – the Benefit-in-Kind tax brackets are 33 to 36 per cent for the 2.0-litre diesel and between 35 and 37 per cent for 3.0-litre diesel models. The 2.0-litre petrol X3 gets a 37 per cent rating, while the plug-in hybrid costs between 10 and 13 per cent. The M40i is taxed at the top-rate 37 per cent.

With all X3 models priced at over £40,000, annual road tax in years two-six shoots up from £155 to £465 – an additional total cost of £1,600.

Insurance groups

The BMW X3 insurance group ratings are similar to the outgoing model, which means the 2.0-litre petrol sets the ball rolling at group 28 (out of 50), while the 3.0-litre diesel and the more powerful M40i attract group ratings of 41 and 40 respectively. 

Depreciation

While the previous generation BMW X3 was subject to a fair amount of dealer discounting which had a knock-on effect on used prices, the latest model is likely to depreciate at a rate closer to the likes of the Audi Q5 or Land Rover Discovery Sport. Our experts predict it will retain between 48 and 54 per cent of its value after three years and 36,000 miles.

Next Steps

Which Is Best

Cheapest

  • Name
    xDrive20i SE 5dr Step Auto
  • Gearbox type
    Semi-auto
  • Price
    £40,340

Most Economical

  • Name
    xDrive20d MHT SE 5dr Step Auto
  • Gearbox type
    Semi-auto
  • Price
    £41,620

Fastest

  • Name
    xDrive X3 M Competition 5dr Step Auto
  • Gearbox type
    Semi-auto
  • Price
    £77,145

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