Renault Clio 1.2 Dynamique

If you’re looking to hold on to your supermini for a while, then Renault could have the answer with its Clio. Sign up to the firm’s zero per cent hire purchase scheme for four years, and the car will be yours for £199.21 a month. You’ll need to put down a hefty £3,338 deposit, but after 48 months the slate will be clean – there’s no interest or final balloon payment adding extra cost. And this deal isn’t for a stripped-out entry-level special, either. Your money buys a luxurious Dynamique, complete with the excellent built-in TomTom sat-nav. French flair has never been so easy on your finances.